OTP Bank and OTP Faktoring: ECJ 3 May 2018

Consumer Protection – Credit Agreements Denominated In A Foreign Currency – Opinion – Consumer protection – Unfair terms in consumer contracts – Credit agreements denominated in a foreign currency – Member State statutory measures passed to remedy unfair contractual terms – Article 4(2) of Directive 93/13/EEC and ‘plain intelligible language’ – Article 1(2) of Directive 93/13 and ‘mandatory statutory or regulatory provisions’ – Powers of Member State courts to assess contractual terms for unfairness of their own motion

Citations:

ECLI:EU:C:2018:303, [2018] EUECJ C-51/17 – O

Links:

Bailii

Jurisdiction:

European

Consumer

Updated: 14 April 2022; Ref: scu.609517

Profi Credit Polska v Wawrzosek: ECJ 26 Apr 2018

Consumer Protection – Opinion – Reference for a preliminary ruling – Consumer protection – Unfair terms in consumer contracts – Consumer credit agreements – Order for payment procedure based on a promissory note guaranteeing a claim under a credit agreement to the consumer – Impossibility for the judge, in the absence of the consumer’s appeal, to assess the potentially abusive nature of contractual clauses

Citations:

ECLI:EU:C:2018:293, [2018] EUECJ C-176/17 – O

Links:

Bailii

Jurisdiction:

European

Consumer

Updated: 14 April 2022; Ref: scu.609323

The Office of Fair Trading v Ashbourne Management Services Ltd and Others: ChD 27 May 2011

The OFT alleged that the defendant companies had been engaged in breaches of the Act and the Regulations in their practices in selling gym memberships. The defendant were selling and managing memberships for gyms. They advised as to the different contract models, recommending minimum terms for lower cost schemes, and on enforcement and collection methods, including the registration of payment defaults with credit reference agencies.
Held: A distinction was to be drawn between situations where an obligation was accepted and payments then spread over time, when credit was given, and situations where payments fell due as services were provided, where no credit was being given. It was difficult to take a view of trade usage where here was clearly a wide range of terms being used. Acknowledging this, the defendant’s terms were not credit agreements.

Judges:

Kitchin J

Citations:

[2011] EWHC 1237 (Ch)

Links:

Bailii

Statutes:

Consumer Protection from Unfair Trading Regulations 2008, Consumer Credit Act 1974, Unfair Terms in Consumer Contracts Regulations 1999, Council Directive 93/12/EEC of 5 April 1993 on unfair terms in consumer contracts

Jurisdiction:

England and Wales

Citing:

CitedDimond v Lovell HL 12-May-2000
A claimant sought as part of her damages for the cost of hiring a care whilst her own was off the road after an accident caused by the defendant. She agreed with a hire company to hire a car, but payment was delayed until the claim was settled.
CitedDirector General of Fair Trading v First National Bank HL 25-Oct-2001
The House was asked whether a contractual provision for interest to run after judgment as well as before in a consumer credit contract led to an unfair relationship.
Held: The term was not covered by the Act, and was not unfair under the . .
Lists of cited by and citing cases may be incomplete.

Consumer

Updated: 12 April 2022; Ref: scu.440234

Beckett v Cohen: QBD 1972

Citations:

[1972] 1 WLR 1593

Statutes:

Trade Descriptions Act 1968 14(1)

Jurisdiction:

England and Wales

Cited by:

CitedShropshire County Council (David Walker) v Simon Dudley Limited Admn 17-Dec-1996
A customer’s description of the goods he required was a trade description for the future supply of those goods by the seller claiming to fulfil that specification. The trading standards officer appealed dismissal of his prosecution of the defendant . .
Lists of cited by and citing cases may be incomplete.

Consumer

Updated: 12 April 2022; Ref: scu.194019

Anglo Leasing Plc v Michael K Pascoe and Michael a P Harris (Formerly Trading As Harris Pascoe): CA 25 Sep 1997

The defendant sought leave to appeal against an order for payment of sums due under a leasing agreement. He said that the contract was governed by the 1974 and 1977 Acts.

Citations:

[1997] EWCA Civ 2366

Statutes:

Consumer Credit Act 1974 61 62 63, Unfair Contract Terms Act 1977

Jurisdiction:

England and Wales

Consumer

Updated: 12 April 2022; Ref: scu.142764

Lewin v Truebell Plc: Admn 24 Mar 1997

The prosecutor appealed against dismissal of his claim that the defendants had sold kits advertised to contain 100 pieces, when they said the pack contained only 61 pieces usable seperately. The defendants ponted to 100 pieces, of which 39 were not tools as such. The parties disputed the case as stated, but had not resolved it.
Held: The court was placed in difficulty by the failure to challenge the case as stated. In the circumstances the appeal was dismissed.

Judges:

Brooke LJ, Newman J

Citations:

[1997] EWHC Admin 312

Statutes:

Trade Descriptions Act 1968

Jurisdiction:

England and Wales

Citing:

CitedHorner v Kingsley Clothing Limited QBD 1989
The court described the process for considering whether an offence had been committed under the Act: ‘The proper approach is to consider the matter in four stages; (1) Had a trade description been applied to the goods? (2) Was that description false . .
CitedDoble v David Grieg Ltd 1972
. .
Lists of cited by and citing cases may be incomplete.

Consumer, Crime, Magistrates

Updated: 12 April 2022; Ref: scu.137257

Bertrand v Paul Ott KG: ECJ 21 Jun 1978

Europa Since the concept of a contract of sale on instalment credit terms varies from one member state to another, in accordance with the objectives pursued by their respective laws, it is necessary, in the context of the convention, to consider that concept as being independent and therefore to give it a uniform substantive content allied to the community order. According to the principles common to the laws of the member states, the sale of goods on instalment credit terms is to be understood as a transaction in which the price is discharged by way of several payments or which is linked to a financing contract. However, a restrictive interpretation of the second paragraph of article 14 of the convention, in conformity with the objectives pursued by section 4, entails the restriction of the jurisdictional advantage for which provision is made by that article to buyers who are in need of protection, their economic position being one of weakness in comparison with sellers by reason of the fact that they are private final consumers and are not engaged, when buying the product acquired on instalment credit terms, in trade or professional activities.

Citations:

C-150/77

European, Consumer

Updated: 10 April 2022; Ref: scu.132572

Wong Mee Wan v Kwan Kin Travel Services Ltd,: PC 24 Jan 1996

(Hong Kong) The plaintiff’s daugfhter purchased an all in package tour of China. Having missed a ferry, they were being taken on a speedboat when it crashed, and she died. The driver was negligent, and the company for having failed to ensure that someone competent drove it.
Held: Where someone contracted to arrange travel for others there was an implied term to use reasonable skill and care in selecting others to provide any part of those services. Where he contracted to provide service he impliedly contracted to carry them out with reasonable care and skill. That obligation would continue even if others provided the actual services. This was a contract for services. The company was liable for having failed to select a competent boatman, and for his lack of care.

Judges:

Lord Slynn of Hadley

Citations:

Gazette 24-Jan-1996, [1996] 1 WLR 38

Jurisdiction:

England and Wales

Contract, Negligence, Consumer

Updated: 10 April 2022; Ref: scu.90581

Regina v Lincoln Magistrates Court ex parte Wickes Building Supplies Ltd: QBD 6 Aug 1993

Domestic legislation remains in force pending an answer from the European Court. It was not an abuse to prepare many charges against a Defendant pending that decision.

Citations:

Ind Summary 16-Aug-1993, Times 06-Aug-1993

Statutes:

Shops Act 1950 47

Magistrates, Consumer

Updated: 09 April 2022; Ref: scu.87185

Regina v Secretary of State for Trade and Industry, Ex Parte Thomson Holidays Ltd: CA 12 Jan 2000

Regulations made by the Secretary of State which purported to restrict the range of contracts which could be made between tour operators and travel agents were beyond his powers. The ability to make such regulations followed directly only from a report prepared by the Monopolies and Mergers Commission, and in this case the regulations went beyond the findings, and were to that extent ultra vires.

Citations:

Times 12-Jan-2000

Statutes:

Fair Trading Act 1973 56(2), Foreign Package Holidays (Tour Operators and Travel Agents) Order 1998 (1998 N0 1945)

Jurisdiction:

England and Wales

Judicial Review, Commercial, Consumer

Updated: 09 April 2022; Ref: scu.85547

National Westminster Bank Plc v Devon County Council, Devon County Council v Abbey National Plc: QBD 16 Jul 1993

A lender may use an initial fixed rate as the basis for an APR quotation. The APR on a 25 year mortgage may be calculated on the initial fixed rate not the subsequent variable one.

Citations:

Independent 25-Aug-1993, Times 16-Jul-1993

Statutes:

Consumer Credit Act 1974 46

Consumer, Banking

Updated: 09 April 2022; Ref: scu.84213

Moorgate Services Ltd v Kabir: CA 25 Apr 1995

The defendant appealed against a finding that he was liable under a credit agreement with the plaintiff. The lower court had rejected his argument that the agreement was one cancellable by him under section 67.
Held: The defendant’s appeal succeeded. No notification of cancellation rights had been given when the defendant signed up for the loan, and if the agreement was cancellable, the absence of the notice was fatal to the claim. The case hinged on what would amount to a ‘statement’ within the section. The court felt that this would be something between any and every statement made by the company, and only statements directly relied upon. A ‘Statement’ giving rise to cancellation rights, had to be a statement or representation of a fact which might induce the consumer to sign up.

Judges:

Staughton, Beldam, Peter Gibson LJJ

Citations:

Ind Summary 22-May-1995, Times 25-Apr-1995

Statutes:

Consumer Credit Act 1974 67 189

Jurisdiction:

England and Wales

Consumer

Updated: 09 April 2022; Ref: scu.83821

Formula One Autocentres Ltd v Birmingham City Council: QBD 29 Dec 1998

A return of a serviced car to its owner by a garage is a supply of goods (not merely services) within the section, and a garage owner can be prosecuted under the Act accordingly. The return of the vehicle transferred and so supplied the vehicle.

Citations:

Times 29-Dec-1998

Statutes:

Trade Descriptions Act 1968 1(1)(a)

Consumer

Updated: 08 April 2022; Ref: scu.80637

A and Others v National Blood Authority and Another: QBD 26 Mar 2001

Liability under the Act for a defective product was established where the defect was known, even though the current state of knowledge did not make it possible to identify which of the products was affected. The Act was to be construed to be consistent with the Directive. If the level of safety was below the level consumers could properly expect, the product was defective, and the supplier liable, even though there might be nothing which could be done. The consumer’s legitimate expectation was for safety. The intention of the Directive was to eliminate the need for a complainant to have to prove fault.

Citations:

Times 04-Apr-2001, [2001] EWHC QB 446, (2001) 65 BMLR 1

Links:

Bailii

Statutes:

Consumer Protection Act 1987 2, Product Liability Directive (85/374/EEC)

Jurisdiction:

England and Wales

Citing:

CitedSmedleys Limited v Breed HL 1974
The defendant company had sold a can of peas. A caterpillar was found in it.
Held: Despite having shown that they had taken all reasonable care, the defendant was guilty of selling food not to the standard required. The defence under the Act . .
CitedMorris v West Hartlepool Steam Navigation HL 1956
The ship had followed a practice of leaving the between deck hatch covers off in the absence of a guard rail around the hatchway. The plaintiff seaman fell into the hold. There was evidence that on this ship it was quite usual for men to be sent . .
Lists of cited by and citing cases may be incomplete.

Constitutional, Personal Injury, Consumer

Updated: 08 April 2022; Ref: scu.77569

George Mitchell (Chesterhall) Ltd v Finney Lock Seeds Ltd: HL 1983

A seedsman sought to rely upon an exclusion clause preventing any claim by a purchaser by way of set off against its sales invoices. The House was asked whether a contractual term was ‘fair and reasonable’ within the meaning of section 55 of the Sale of Goods Act 1979.
Held: Where a tribunal applies a standard with a greater or lesser degree of imprecision and takes a number of factors into account, there will be cases in which it will be impossible for a reviewing court to say that the tribunal must have erred in law in deciding the case either way.
Lord Bridge of Harwich said: ‘The decisive factor, however, appears from the evidence of four witnesses called for the appellants, two independent seedsmen, the chairman of the appellant company, and a director of a sister company (both being wholly-owned subsidiaries of the same parent). They said that it had always been their practice, unsuccessfully attempted in the instant case, to negotiate settlements of farmers’ claims for damages in excess of the price of the seeds, if they thought that the claims were ‘genuine’ and ‘justified.’ This evidence indicated a clear recognition by seedsmen in general, and the appellants in particular, that reliance on the limitation of liability imposed by the relevant condition would not be fair or reasonable.’ and ‘There will sometimes be room for a legitimate difference of judicial opinion as to what the answer [under s 11] should be, where it will be impossible to say that one view is demonstrably wrong and the other demonstrably right. It must follow, in my view, that, when asked to review such a decision on appeal, the appellate court should treat the original decision with the utmost respect and refrain from interference with it unless satisfied that it proceeded upon some erroneous principle or was plainly and obviously wrong.’ A decision as to reasonableness is akin to the exercise of a discretion.

Judges:

Lord Bridge of Harwich

Citations:

[1983] 2 AC 803, [1982] 1 All ER 108

Statutes:

Unfair Contract Terms Act 1977 11, Sale of Goods Act 1979 55(4)

Jurisdiction:

England and Wales

Citing:

Appeal fromGeorge Mitchell (Chesterhall) Ltd v Finney Lock Seeds Ltd CA 29-Sep-1982
The buyer bought 30lbs of cabbage seed, but the seed was not correct, and the crop was worthless. The seed cost pounds 192, but the farmer lost pounds 61,000. The seed supplier appealed the award of the larger amount and interest, saying that their . .

Cited by:

CitedSchenkers Limited v Overland Shoes Limited and Schenkers International Deutschland Gmbh v Overland Shoes Limited CA 12-Feb-1998
A clause in a shipping freight contract using the standard British International Freight Association terms disallowing a set-off was not unreasonable. The clause read ‘The customer shall pay to the company in cash or as otherwise agreed all sums . .
CitedWatford Electronics Ltd v Sanderson CFL Ltd CA 23-Feb-2001
The plaintiff had contracted to purchase software from the respondent. The system failed to perform, and the defendant sought to rely upon its exclusion and limitation of liability clauses.
Held: It is for the party claiming that a contract . .
ApprovedOverseas Medical Supplies Limited v Orient Transport Services Limited CA 20-May-1999
The appellant challenged a finding that it was responsible for the loss of medical equipment being transported from Tehran to the UK, and of failing to insure it as required, the contractual term exempting it from responsibility being an . .
CitedRegus (UK) Ltd v Epcot Solutions Ltd CA 15-Apr-2008
The appellant had contracted to provide office accomodation to the defendant. The air conditioning did not work and there were other defects. The appellant now challenged a finding of liability and that its contract terms which were said to totally . .
CitedBracknell Forest Borough Council v Green and Another CA 20-Mar-2009
The council sought possession of the property saying that the three bedroomed property was underused by the tenant and his sister. The respondents said that it was not too extensive, and that no satisfactory alternative accommodation had been . .
CitedCleaver and Others v Schyde Investments Ltd CA 29-Jul-2011
The parties had contracted for the sale of land. The purchaser secured the rescinding of the contract for innocent misrepresentation. A notice of a relevant planning application had not been passed on by the seller’s solicitors. The seller appealed . .
CitedHodges v Aegis Defence Services (BVI) Ltd CA 12-Nov-2014
Appeal against dismissal of claim with costs. The claimant was personal representative of her husband’s estate. He had been employed by the defendants to provide support and security escort to US personnel based in Iraq under a contract for . .
Lists of cited by and citing cases may be incomplete.

Contract, Consumer

Updated: 08 April 2022; Ref: scu.185991

Federation Des Entreprises De La Beaute: ECJ 12 Apr 2018

Approximation of Laws – Cosmetic Products – Judgment – Reference for a preliminary ruling – Approximation of laws – Cosmetic products – Regulation (EC) No 1223/2009 – Article 10(2) – Assessment of the safety of cosmetic products – Qualifications of the safety assessor – Recognition of equivalent training courses – Disciplines similar to pharmacy, toxicology or medicine – Member States’ discretion

Citations:

ECLI:EU:C:2018:246,, [2018] EUECJ C-13/17

Links:

Bailii

Jurisdiction:

European

Consumer

Updated: 07 April 2022; Ref: scu.608636

Finnair Oyj v Keskinainen Vakuutusyhtio Fennia: ECJ 12 Apr 2018

Air Transport – Liability of Air Carriers for Checked Baggage – Judgment – Reference for a preliminary ruling – Air transport – Montreal Convention – Article 31 – Liability of air carriers for checked baggage – Requirements as to the form and content of the written complaint sent to the air carrier – Complaint made electronically and recorded in the air carrier’s information system – Complaint made on behalf of the person entitled to delivery of checked baggage or cargo by an agent of the air carrier

Citations:

C-258/16, [2018] EUECJ C-258/16

Links:

Bailii

Jurisdiction:

European

Transport, Consumer

Updated: 07 April 2022; Ref: scu.608637

Ilsinger v Martin Dreschers: ECJ 14 May 2009

Jurisdiction in civil and commercial matters ‘ Regulation (EC) No 44/2001 ‘ Jurisdiction over consumer contracts ‘ Entitlement of a consumer to whom misleading advertising has been sent to seek payment, in judicial proceedings, of the prize which he has apparently won ‘ Classification ‘ Action of a contractual nature covered by Article 15(1)(c) of that regulation ‘ Conditions

Citations:

[2009] EUECJ C-180/06

Links:

Bailii

Jurisdiction:

European

Citing:

OpinionIlsinger v Martin Dreschers ECJ 11-Sep-2008
ECJ (Area Of Freedom, Security and Justice) Regulation (EC) No 44/2001 Article 15 (1) (c) Jurisdiction over consumer contracts Promise of consumer gain Conclusion of a contract Consumer protection Continuity . .
Lists of cited by and citing cases may be incomplete.

Consumer

Updated: 07 April 2022; Ref: scu.608374

Southern Gas Networks Plc v Thames Water Utilities Ltd: CA 25 Jan 2018

‘Where supply of gas is interrupted, a customer is generally entitled to statutory compensation payments from his gas distributor. This appeal concerns the question of who should ultimately bear the cost of those payments where the interruption to the gas supply was caused by another services undertaker, in this case a water company which had negligently allowed water to escape from its pipes and enter nearby gas pipes. Is it the gas undertaker, or the water undertaker?’

Citations:

[2018] EWCA Civ 33

Links:

Bailii

Jurisdiction:

England and Wales

Utilities, Consumer

Updated: 04 April 2022; Ref: scu.604153

Cavendish Square Holding Bv v Talal El Makdessi; ParkingEye Ltd v Beavis: SC 4 Nov 2015

The court reconsidered the law relating to penalty clauses in contracts. The first appeal, Cavendish Square Holding BV v Talal El Makdessi, raised the issue in relation to two clauses in a substantial commercial contract. The second appeal, ParkingEye Ltd v Beavis, raised the issue at a consumer level, with a separate issue under the Unfair Terms in Consumer Contracts Regulations 1999.
Held: The appeal of Cavendish was granted, but that in ParkingEye rejected. The law relating to penalties was long establishe and must be maintained. It should not however be extended, having already become an ‘ancient, haphazardly constructed edifice which has not weathered well’ The rule as to penalties regulated only the remedy available under the contract for a breach of a primary contractual obligations. It does not control the fairness of primary obligations under the contract.
A contractual term can be unenforceable as a penalty if it operates on a breach of contract and satisfies the relevant test, which was explained as follows:
‘The true test is whether the impugned provision is a secondary obligation which imposes a detriment on the contract-breaker out of all proportion to any legitimate interest of the innocent party in the enforcement of the primary obligation’ (per Lord Neuberger of Abbotsbury PSC and Lord Sumption JSC, with whom Lord Carnwath JSC and Lord Clarke of Story- cum-Ebony JSC agreed) and
‘What is necessary in each case is to consider, first, whether any (and, if so, what) legitimate business interest is served and protected by the clause, and, second, whether, assuming such an interest to exist, the provision made for the interest is nevertheless in the circumstances extravagant, exorbitant or unconscionable’ (per Lord Mance JSC, with whom Lord Clarke and Lord Toulson JSC agreed) and
‘ . . the correct test for a penalty is whether the sum or remedy stipulated as a consequence of a breach of contract is exorbitant or unconscionable when regard is had to the innocent party’s interest in the performance of the contract’ (per Lord Hodge JSC, with whom Lord Clarke and Lord Toulson agreed).

Judges:

Lord Neuberger, President, Lord Mance, Lord Clarke, Lord Sumption, Lord Carnwath, Lord Toulson, Lord Hodge

Citations:

[2015] UKSC 67, 162 Con LR 1, [2015] 3 WLR 1373, [2016] RTR 8, [2016] AC 1172, [2016] BLR 1, [2016] CILL 3769, [2015] WLR(D) 439, [2016] 1 Lloyd’s Rep 55, UKSC 2013/0280

Links:

Bailii, Bailii Summary, SC, SC Summary, SC Video Summary, WLRD

Statutes:

Unfair Terms in Consumer Contracts Regulations 1999, Unfair Contract Terms Act 1977

Jurisdiction:

England and Wales

Citing:

CitedAstley v Frances Weldon CCP 27-Jan-1801
Clause was a Penalty – Not Estimate of Loss
By articles of agreement between the Plaintiff arid Defendant it was agreed on the part of the former that he should pay the latter so much per week to perform at his theatres, with her travelling expences of removing from one theatre to another . .
See AlsoCavendish Square Holdings Bv and Another v El Makdessi ComC 14-Dec-2012
The parties disputed whether clauses in a share sale agreement between them amounted to a penalty and as such were rendered unenforeable.
Held: Burton J felt able to escape those constraints, and concluded that the two provisions were valid . .
CitedWallis v Smith CA 1882
Jessel MR said: ‘You may depart from the literal meaning of words, if reading the words literally leads to an absurdity.’ and ‘It has always appeared to me that the doctrine of the English law as to non-payment of money – the general rule being that . .
CitedSir Harry Peachy v Duke of Somerset 1720
Lord Macclesfield said: ‘The true ground of relief against penalties is from the original intent of the case, where the penalty is designed only to secure money, and the court gives him all that he expected or desired: but it is quite otherwise in . .
CitedSloman v Walter 14-Nov-1783
Common law enforced the bonds according to their letter. But equity regarded the real intention of the parties as being that the bond should stand as security only, and restrained its enforcement at common law on terms that the debtor paid damages, . .
CitedRoles v Rosewell 12-Feb-1794
The stat, 8 and 9 W. 3, e. 11, s. 8, which enacts ‘That in actions on any penal sum for non-performance of covenants, and co. the plaintiff may assign as many breaches, and co. and if judgment shall be given for the plaintiff on nihil dicit the . .
CitedProtector Endowment Loan and Annuity Company v Grice 1880
Baggallay LJ considered the equitable doctrine of relief: ‘where the intent is not simply to secure a sum of money, or the enjoyment of a collateral object, equity does not relieve’. . .
Appeal fromEl Makdessi v Cavendish Square Holdings Bv and Another CA 26-Nov-2013
The appellants had agreed for the sale of his company by way of a share sale agreement. The price to be paid was to vary accoriding to the operating profits. A large part of the price reflected goodwill. The agreement contained a clause providing . .
Appeal fromParkingeye Ltd v Beavis CA 23-Apr-2015
The appellant had overstayed the permitted period of free parking in a retail park by nearly an hour. The parking was managed by the respondent who had imposed a charge of 85.00 pounds. The judge had found that the appellant was in breach of a . .
CitedHardy v Bern 1794
This case, which is brought by writ of error from the Court of Exchequer, is an action of debt upon articles of agreement containing divers stipulations of things to be done by the defendant; and there is a penal clause, whereby the parties became . .
CitedBetts v Burch 11-May-1859
Martin B regretted that he was ‘bound by the cases’ and prevented from holding that ‘parties are at liberty to enter into any bargain they please’ so that ‘if they have made an improvident bargain they must take the consequences’. Bramwell B did not . .
CitedCommissioner of Public Works v Hills PC 24-May-1906
(Cape of Good Hope) A railway construction contract provided that in the event of a breach by the contractor he should forfeit ‘as and for liquidated damages’ certain percentages retained by the Government of the Cape of Good Hope of money payable . .
CitedDunlop Pneumatic Tyre Company Ltd v New Garage and Motor Company Ltd HL 1-Jul-1914
The appellants contracted through an agent to supply tyres. The respondents contracted not to do certain things, and in case of breach concluded: ‘We agree to pay to the Dunlop Pneumatic Tyre Company, Ltd. the sum of 5 l. for each and every tyre, . .
CitedRobophone Facilities Ltd v Bank CA 1966
Parties to a contract should be free to stipulate not only primary obligations and rights but also the secondary rights and obligations, ie those which arise upon non-performance of any primary obligation by one of the parties to the contract, but . .
CitedClydebank Engineering Co v Castaneda HL 19-Nov-1904
The House considered a contract for the construction by a Scottish shipbuilder of four torpedo boats for the Spanish government. The contract provided that: ‘The penalty for late delivery shall be at the rate of andpound;500 per week for each . .
CitedCooden Engineering Co Ltd v Stanford CA 1953
A payment to be made on a wrongful termination of a lease by a tenant, will attract consideration of the law of penalties, for notwithstanding the requirement for acceptance of it, the amount to be paid is, ‘plainly a sum to be paid in consequence . .
CitedModern Engineering (Bristol) Ltd v Gilbert Ash (Northern) Ltd HL 1974
The court considered how to construe a clause in a contract which excluded a remedy provided by law. Lord Diplock said: ‘It is, of course, open to parties to a contract . . to exclude by express agreement a remedy for its breach which would . .
CitedScandinavian Trading Tanker Co AB v Flota Petrolera Ecuatoriana (The Scaptrade) HL 1983
The House considered giving relief from forfeiture where an owner had justifiably withdrawn his vessel in accordance with the terms of the charter.
Held: A withdrawal clause under a time charter, exercised on the ground of the charterer’s . .
CitedAMEV-UDC Finance Ltd v Austin 1986
High Court of Australia – Contract – Damages – Penalty – Agreement for hire of chattel – Failure to pay instalments of hire – Termination by owner pursuant to contractual power – Damages – Instalments due but unpaid – Damages for loss of . .
CitedElse (1982) Ltd v Parkland Holdings Ltd CA 1994
Hoffmann LJ spoke of the giving of relief in the context of a penalty: ‘mechanical in effect and involves no exercise of discretion at all.’ . .
CitedMoss Empires Ltd v Olympia (Liverpool) Ltd 1939
Lord Atkin said: ‘if it does not apply in its ordinary and natural construction, I do not understand how there can be said to exist any principle of law which would avoid an agreement not in terms avoided by the statute sought to be applied.’ . .
CitedCampbell Discount Company Ltd v Bridge HL 1962
The parties disputed the validity of a clause in a car hire contract relating to the consequences of a breach.
Held: (Majority) The agreement had been terminated by breach rather than by the exercise of an option, so that the stipulated . .
CitedShiloh Spinners Ltd v Harding HL 13-Dec-1972
A right of re-entry had been reserved in the lease on the assignment (and not on the initial grant) of a term of years in order to reinforce covenants (to support, fence and repair) which were taken for the benefit of other retained land of the . .
CitedExport Credits Guarantee Department v Universal Oil Products HL 1983
A contract provided for the payment of a stated sum by one party to the contract (A) to the other party (B) in the event of the non-performance by A of one of more contractual obligations owed by A not to B himself but to C, who was not a party to . .
CitedOfficial Custodian for Charities v Parway Estates Developments (In Liquidation) CA 1985
The consideration for the grant of a lease was not a capital sum, but substantial building works. Application was made for its forfeiture.
Held: Dillon LJ assumed that the words ‘if the tenant shall enter into liquidation whether compulsorily . .
CitedStreet v Mountford HL 6-Mar-1985
When a licence is really a tenancy
The document signed by the occupier stated that she understood that she had been given a licence, and that she understood that she had not been granted a tenancy protected under the Rent Acts. Exclusive occupation was in fact granted.
Held: . .
CitedAssociated British Ports v CH Bailey plc 1990
. .
CitedCukurova Finance International Ltd and Others v Alfa Telecom Turkey Ltd PC 23-May-2012
(British Virgin Islands) Interlocutory issue as to who should manage the affairs of the Turkcell mobile telephone business pending the Board’s final adjudication (after a hearing which should take place this autumn) on the rights and wrongs of what . .
CitedDomina Holles v Wyse 9-May-1693
Interest reserved at 5 pounds per cent. but if not duly paid, then to answer interest at 6 pounds per ann. Great arrear of interest. Mortgagor decreed to pay but 5 pounds per cent., the reservation at 6 per cent. being only as a Nomine Poenae -But . .
CitedStrode v Parker 27-Apr-1694
. .
CitedWallingford v Mutual Society HL 1880
Lord Hatherley said: ‘Now I take it to be as settled as anything well can be by repeated decisions, that the mere averment of fraud, in general terms, is not sufficient for any practical purpose in [a pleading]. Fraud may be alleged in the largest . .
CitedGeneral Trading Company (Holdings) Ltd v Richmond Corporation Ltd ComC 3-Jul-2008
. .
CitedWhite and Carter (Councils) Ltd v McGregor HL 6-Dec-1961
Contractor not bound to accept Renunciation
Mr McGregor contracted with the appellants for them to display advertisements for three years on litter bins. The contract was made on his behalf by an employee, without specific authority. On the day it was made, he sought to cancel the contract. . .
CitedBICC plc v Burndy Corp CA 1985
. .
CitedLordsvale Finance Plc v Bank of Zambia QBD 20-Mar-1996
The court looked at a facility agreement opened by a bank in favour of the defendant which provided that in the event of default the defendant should pay interest during the period of default at an aggregate rate equal to the cost to the bank of . .
CitedCo-Operative Insurance Society Ltd v Argyll Stores HL 21-May-1997
The tenants of a unit on a large shopping centre found the business losing money, and closed it in contravention of a ‘keep open’ clause in the lease. They now appealed from a mandatory injunction requiring them to keep the store open.
Held: . .
CitedCine Bes Filmcilik Ve Yapimcilik and Another v United International Pictures and Others CA 21-Nov-2003
The parties entered into agreements licensing the exclusive distribution of encrypted television channels within Turkey. A clause provided a calculation of damages for a breach amounting to the balance of licence fees due, and other penalties, . .
CitedMurray v Leisureplay Plc CA 28-Jul-2005
The court considered the extent to which the content of negotiations leading up to the signing of a contract were admissible. Arden LJ said: ‘Lord Dunedin in the Dunlop case makes the point that, although the issue is one of construction, the court . .
CitedImperial Tobacco Company (of Great Britain) and Ireland v Parslay CA 1936
Lord Wright MR said: ‘A millionaire may enter into a contract in which he is to pay liquidated damages, or a poor man may enter into a similar contract with a millionaire, but in each case the question is exactly the same, namely, whether the sum . .
CitedLegione v Hateley 1982
(High Court of Australia) Purchasers of land were put on notice that unless they paid the price by 10th August the contract of sale would be rescinded. On 9th August the purchasers’ solicitor telephoned the vendor’s solicitors and spoke to the . .
CitedPhilips (Hong Kong) Ltd v The Attorney General of Hong Kong PC 9-Feb-1993
After referring to two Australian cases on penalty clauses in contracts: ‘These statements assist by making it clear that the court should not adopt an approach to provisions as to liquidated damages which could, as indicated earlier, defeat their . .
CitedEuro London Appointments Ltd v Claessens International Ltd CA 6-Apr-2006
The court considered whether a clause in an employment agency’s terms and conditions amounted to a penalty and was unenforceable. The contract provided that if the offer was withdrawn by the eventual employer after acceptance but before the . .
CitedIAC (Leasing) Ltd v Humphrey 7-Jan-1972
High Court of Australia – Contract – Penalty – Hire of chattels for term – Liability of lessee on repossession and on return Before or at the end of term – Payment of deficiency where equipment sold or valued at amount less than appraisal value . .
CitedAndrews v Australia and New Zealand Banking Group Ltd 6-Sep-2012
Austlii High Court of Australia – Banker and customer – Penalty doctrine – Consumer and commercial credit card accounts – Honour fee – Dishonour fee – Late payment fee – Non-payment fee – Over limit fee – Whether . .
CitedOffice of Fair Trading (OFT) v Abbey National Plc and Others SC 25-Nov-2009
The banks appealed against a ruling that the OFT could investigate the fairness or otherwise of their systems for charging bank customers for non-agreed items as excessive relative to the services supplied. The banks said that regulation 6(2) could . .
CitedChartbrook Ltd v Persimmon Homes Ltd and Others HL 1-Jul-2009
Mutual Knowledge admissible to construe contract
The parties had entered into a development contract in respect of a site in Wandsworth, under which balancing compensation was to be paid. They disagreed as to its calculation. Persimmon sought rectification to reflect the negotiations.
Held: . .
CitedIn re Dagenham (Thames) Dock Co; Ex parte Hulse CA 1873
The Court of Appeal in chancery heard an appeal from the Master of the Rolls from his refusal of the Master of the Rolls to make a declaration in the winding up of the purchaser company. The purchaser had sought a direction that if the balance of . .
CitedKilmer v The British Columbia Orchard Lands Limited PC 26-Feb-1913
British Columbia . .
CitedRingrow Pty Ltd v BP Australia Pty Ltd 17-Nov-2005
High Court of Australia – Contract – Penalty – Agreement to purchase service station from distributor of fuel – Collateral agreement requiring fuel to be purchased exclusively from distributor – Breach of collateral agreement – Termination of . .
CitedOffice of Fair Trading v Abbey National Plc and seven Others ComC 24-Apr-2008
The Office sought a declaration that the respondent and other banks were subject to the provisions of the Regulations in their imposition of bank charges to customer accounts, and in particular as to the imposition of penalties or charges for the . .
CitedO’Dea v Allstates Leasing System (WA) Pty Ltd 17-Feb-1983
High Court of Australia – Contract – Breach – Penalty – Hire of vehicle for term – Liability of lessee on repossession before end of term – Provision that entire rent for term due at commencement of term – Entire rent not payable if instalments duly . .

Cited by:

CitedWright and Another (Liquidators of SHB Realisations Ltd) v The Prudential Assurance Company Ltd ChD 6-Mar-2018
IVA is a special form of contract
Liquidators asked the court whether sums sought by the insolvent company’s landlords were payable and or provable. Under an IVA, the copany had been paying reduced rents, but the arrangement document provided that the full rents would be restored on . .
CitedSoleymani v Nifty Gateway Llc ComC 24-Mar-2022
Arbitration jurisdiction applications stayed
The claimant sought declaratory relief as to the basis of a purchase after he placed a bid for a blockchain-based non-fungible token (also known as an NFT) associated with an artwork by the artist known as Beeple titled ‘Abundance’. The court was . .
Lists of cited by and citing cases may be incomplete.

Contract, Consumer

Updated: 03 April 2022; Ref: scu.554250

Peter Pammer v Reederei Karl Schluter GmbH and Co KG etc: ECJ 7 Dec 2010

ECJ (Grand Chamber) Jurisdiction in civil and commercial matters – Regulation (EC) No 44/2001 – Article 15(1)(c) and (3) – Jurisdiction over consumer contracts – Contract for a voyage by freighter – Concept of ‘package travel’ – Contract for a hotel stay – Presentation of the voyage and the hotel on a website – Concept of activity ‘directed to’ the Member State of the consumer’s domicile – Criteria – Accessibility of the website
The ECJ established the following principles: i) The trader must have manifested its intention to establish commercial relations with consumers from one or more other member states including that of the consumer’s domicile. Specifically, in the case of a contract between a trader and a given consumer, it must be determined (by reference to the trader’s websites and overall activity), whether before any contract with that consumer was concluded, there was evidence demonstrating that the trader was envisaging doing business with consumers in other member states, including the member state of that consumer’s domicile, in the sense that it was minded to conclude a contract with those consumers;
ii) While the dissemination of traditional forms of advertising in other member states, such as by the press, radio, television or other medium, may of itself demonstrate an intention of the trader to direct its activities towards those states, the mere establishment of a website which is accessible in other member states will not of itself do so since use of the internet may automatically give worldwide reach without any intention on the part of the trader to target consumers outside of the state in which it is established.
iii) When considering advertising (whether by the use of the internet or by other media which may reach across borders without any necessary intention to target consumers in other member states) the Court should look for ‘clear expressions of the intention to solicit the custom of that state’s consumers’. Such clear expressions include mention that it is offering its services or its goods in one or more member states designated by name or mention of an international clientele composed of customers domiciled in various states; however, a finding that an activity is ‘directed to’ other member states does not depend solely on the existence of such patent evidence.

Judges:

V Skouris, P

Citations:

[2010] EUECJ C-144/09, [2012] Bus LR 972, [2012] All ER (EC) 34, [2011] 2 All ER (Comm) 888, [2010] ECR I-12527

Links:

Bailii

Statutes:

Regulation (EC) No 44/2001 15(1)

Jurisdiction:

European

Citing:

OpinionPeter Pammer v Reederei Karl Schluter GmbH and Co KG etc ECJ 18-May-2010
ECJ (Opinion) Regulation No 44/2001 – Article 15, paragraph 1 (c) and 3 – Jurisdiction over consumer contracts – Management of a business to a Member State where the consumer’s home – Accessibility of website – . .

Cited by:

Applied.Oak Leaf Conservatories Ltd v Weir and Another TCC 24-Oct-2013
The claimant conservatory installers claimed wrongful repudiation of the contract by the defendant householders. The defendants, living in Ayrshire, said that the English courts had no jurisdiction over the contract.
Held: The court gave its . .
CitedSoleymani v Nifty Gateway Llc ComC 24-Mar-2022
Arbitration jurisdiction applications stayed
The claimant sought declaratory relief as to the basis of a purchase after he placed a bid for a blockchain-based non-fungible token (also known as an NFT) associated with an artwork by the artist known as Beeple titled ‘Abundance’. The court was . .
Lists of cited by and citing cases may be incomplete.

European, Jurisdiction, Consumer

Updated: 03 April 2022; Ref: scu.517366

Asociacion Profesional Elite Taxi v Uber Systems Spain: ECJ 20 Dec 2017

Freedom of Establishment – Freedom To Provide Services Internal Market – Principles Approximation of Laws Consumer protection – Reference for a preliminary ruling – Article 56 TFEU – Article 58(1) TFEU – Services in the field of transport – Directive 2006/123/EC – Services in the internal market – Directive 2000/31/EC – Directive 98/34/EC – Information society services – Intermediation service to connect, by means of a smartphone application and for remuneration, non-professional drivers using their own vehicle with persons who wish to make urban journeys – Requirement for authorisation

Citations:

[2017] EUECJ C-434/15

Links:

Bailii

Jurisdiction:

European

Consumer

Updated: 02 April 2022; Ref: scu.602066

Khatun, Zeb, Iqbal v London Borough of Newham: Admn 10 Oct 2003

Each applicant had been accepted as homeless by the respondent, but was then offered alternative accomodation under terms which they found unacceptable. They argued that the Regulations applied. The council had disapplied one statutory guidance in order to meet another administrative target.
Held: ‘to depart from national guidance given under statute in order to achieve a national guidelines target, which has been set administratively, is to run the risk of acting unlawfully by failing to follow the guidance.’ As to whether the policy was oppressive, its administrative efficeiency was not relevant. Where European legislation wanted to give broad effect to consumer protection legislation, it did so typically by making explicit exclusions to areas not to be covered. No such limitation was present here, and it was contrary to the stated intention to exclude housing rental provisions from protection. Contracts for the letting of property were covered by the regulations.

Judges:

The Honourable Mr Justice Newman

Citations:

[2003] EWHC 2326 (Admin)

Links:

Bailii

Statutes:

Unfair Terms in Consumer Contract Regulations 1999, Council Directive 93/13/EEC

Jurisdiction:

England and Wales

Citing:

CitedRegina v Secretary of State for Health, ex parte Gallaher and others (Judgment) ECJ 22-Jun-1993
Member States may decide size of government health warnings on cigarettes
ECJ Articles 3(3) and 4(4) of Directive 89/622 on the labelling of tobacco products provide respectively that the indications of tar . .
CitedMarshall v Southampton and South West Hampshire Area Health Authority (No 2) ECJ 2-Aug-1993
The UK law limiting awards of damages in sex discrimination cases is unlawful, and fails to implement European directive fully. Financial compensation must be at a level adequate to achieve equality between the workers identified. . .
CitedCommission v United Kingdom (Judgment) ECJ 29-May-1997
The UK provision in the 1987 Act did not conflict with the EC Directive on liability for defective products; there was an overriding provision as to interpretation.
Europa Approximation of laws – Liability . .
CitedOceano Grupo Editorial and Salvat Editores (Judgment) ECJ 27-Jun-2000
Europa Where a jurisdiction clause is included, without being individually negotiated, in a contract between a consumer and a seller or supplier and where it confers exclusive jurisdiction on a court in the . .
CitedStarmark Enterprises Ltd v CPL Distribution Ltd CA 31-Jul-2001
The parties were landlord and tenant. The landlords served a notice to increase the rent, but the tenant failed to serve a counter-notice within the relevant period. The landlord claimed the tenant was bound, and appealed a decision against them. . .

Cited by:

Appeal fromLondon Borough of Newham v Khatun, Zeb and Iqbal CA 24-Feb-2004
The council made offers of accommodation which were rejected as inappropriate by the proposed tenants.
Held: The council was given a responsibility to act reasonably. It was for them, not the court to make that assessment subject only to . .
Lists of cited by and citing cases may be incomplete.

Housing, Consumer

Updated: 02 April 2022; Ref: scu.186739

Lougheed v On The Beach Ltd: CA 27 Nov 2014

‘Standards of maintenance and cleanliness vary as between countries and continents and indeed what is reasonably to be expected in a five star hotel in a Western European capital differs from what is reasonably to be expected in a safari lodge, however well appointed. There may perhaps be certain irreducible standards in relation to life threatening risks, but to expect uniformity of approach on a matter such as the frequency of inspection and cleaning of floor surfaces is unrealistic.’

Judges:

Lord Justice Tomlinson

Citations:

[2014] EWCA Civ 1538

Links:

Bailii

Statutes:

The Package Travel, Package Holidays and Package Tours Regulations 1992

Jurisdiction:

England and Wales

Citing:

CitedWilson v Best Travel Ltd 1993
The Greek hotel at which the plaintiff stayed had glass patio doors fitted with ordinary glass, not safety glass, of 5mm thickness, which complied with Greek but not with British safety standards, which would have required the use of safety glass. . .
Lists of cited by and citing cases may be incomplete.

Personal Injury, Consumer

Updated: 31 March 2022; Ref: scu.539339

Wong Mee Administratrix of The Estate of Ho Shui Yee, Deceased v Kwan Kin Travel Services Ltd, China Travel Services Co (Zhong Shan) And, Pak Tang Lake Travel Services Co (Doumen County) Co: PC 6 Nov 1995

The appellant’s daughter died in an accident whilst on holiday in China from Hong Kong on a trip booked with the respondent.
Held: Lord Slynn said: ‘ . . the issue is thus whether . . [the package tour operator] undertook no more than that they would arrange for services to be provided by others as their agents (where the law would imply a term into the contract that they would use reasonable care and skill in selecting those other persons) or whether they themselves undertook to supply the services when, subject to any exemption clause, there would be implied into the contract a term that they would as suppliers carry out the services with reasonable care and skill . . ‘

Judges:

Lord Slynn

Citations:

[1995] UKPC 42, [1995] CLC 1593, [1996] 1 WLR 38

Links:

Bailii

Jurisdiction:

England and Wales

Citing:

CitedStewart v Reavell’s Garage QBD 7-Apr-1952
Car repairers were held liable for damage to a car which became out of control and crashed, following faulty brake repairs even though the faulty work had been done by their subcontractor brake liner and the customer had consented to the repairers . .

Cited by:

CitedFour Seasons Holdings Incorporated v Brownlie SC 19-Dec-2017
The claimant and her family were in a car crash while on holiday in Egypt. The claimant’s husband and his daughter died. The holiday had been booked in England and the car excursion booked in advance from England. The hotel operator was incorporated . .
CitedTUI UK Ltd v Morgan ChD 9-Nov-2020
Tour Co Responsible For injury – Standards Applied
The claimant suffered an injury tripping at a hotel on a package holiday. The company now appealed.
Held: The appeal was refused. A term will generally be implied into a contract for services by operation of law (the 1982 Act s 13) to the . .
Lists of cited by and citing cases may be incomplete.

Personal Injury, Consumer

Updated: 31 March 2022; Ref: scu.442354

Gahan v Emirates: CA 12 Oct 2017

The court was asked whether the right to compensation against a non-Community carrier is available at all under Regulation 261, if the flight is to a destination outside the EU, and whether the right to compensation can take account of delay on a connecting flight starting or ending outside the EU.

Judges:

Arden Lewison, McCombe LJJ

Citations:

[2017] EWCA Civ 1530

Links:

Bailii

Statutes:

Regulation (EC) No 261/2004 261

Jurisdiction:

England and Wales

European, Transport, Consumer

Updated: 30 March 2022; Ref: scu.596088

Schottelius v Falk Seifert: ECJ 7 Sep 2017

Consumer Protection – Sale of Consumer Goods and Associated Guarantees : Judgment – Reference for a preliminary ruling – Consumer protection – Directive 1999/44/EC – Sale of consumer goods and associated guarantees – Notion of ‘contract of sale’ – Inapplicability of that directive – Lack of jurisdiction of the Court

Citations:

C-247/16, [2017] EUECJ C-247/16

Links:

Bailii

Statutes:

Directive 1999/44/EC

Jurisdiction:

European

Consumer

Updated: 29 March 2022; Ref: scu.593584

Fair Trading Commission v Digicel Jamaica Ltd and Another: PC 24 Aug 2017

Jamaica – The Board was asked as to the power of the Jamaican Fair Trading Commission to intervene in a merger in the market for voice communications and text messaging services

Judges:

Lord Mance, Lord Clarke, Lord Sumption, Lord Hodge,Lord Carloway

Citations:

[2017] UKPC 28

Links:

Bailii

Jurisdiction:

England and Wales

Commercial, Consumer, Media

Updated: 29 March 2022; Ref: scu.593588

African Export-Import Bank and Others v Shebah Exploration and Production Company Ltd and Others: CA 28 Jun 2017

The court was asked as to the interpretation of the phrase ‘deals . . On the other’s written standard terms of business’.

Judges:

Longmore, Henderson LJJ

Citations:

[2017] EWCA Civ 845

Links:

Bailii

Statutes:

Unfair Contract Terms Act 1977 3

Jurisdiction:

England and Wales

Contract, Consumer

Updated: 27 March 2022; Ref: scu.588315

W and Others v Sanofi Pasteur MSD SNC and Others: ECJ 21 Jun 2017

ECJ (Liability for Defective Products – Pharmaceutical Laboratories : Judgment) Reference for a preliminary ruling – Directive 85/374/EEC – Liability for defective products – Article 4 – Pharmaceutical laboratories – Vaccination against hepatitis B – Multiple sclerosis – Proof of defect of vaccine and of causal link between the defect and the damage suffered – Burden of proof – Methods of proof – Lack of scientific consensus – Serious, specific and consistent evidence left to the discretion of the court ruling on the merits – Whether permissible – Conditions

Citations:

C-621/15, [2017] EUECJ C-621/15

Links:

Bailii

Statutes:

Directive 85/374/EEC 4

Jurisdiction:

European

Consumer

Updated: 27 March 2022; Ref: scu.588310

Menini and Rampanelli v Banco Popolare Societa Cooperativa: ECJ 14 Jun 2017

ECJ (Approximation of Laws Approximation of Laws Consumer Protection : Judgment) Reference for a preliminary ruling – Consumer protection – Alternative dispute resolution (ADR) procedures – Directive 2008/52/EC – Directive 2013/11/EU – Article 3(2) – Applications by consumers to set an order aside in the context of payment order proceedings instituted by a credit institution – Right of access to the judicial system – National legislation providing for mandatory recourse to a mediation procedure – Obligation to be assisted by a lawyer – Condition for the admissibility of proceedings before the courts

Citations:

C-75/16, [2017] EUECJ C-75/16

Links:

Bailii

Jurisdiction:

European

Consumer

Updated: 27 March 2022; Ref: scu.588289

Baker v KTM Sportmotorcycle UK Ltd and Another: CA 3 May 2017

The claimant was riding a motorcycle constructed by the appellant. The front brakes seized, and he was badly injured. KTM now challenged a finding that the galvanic corrosion which led to the seizure was a fault within the 1987 Act.
Held: The appeal failed. The recorder had identified the relevant issues and the evidence before him supported his conclusion.

Citations:

[2017] EWCA Civ 378

Links:

Bailii

Statutes:

Consumer Protection Act 1987 3(1)

Jurisdiction:

England and Wales

Personal Injury, Consumer

Updated: 27 March 2022; Ref: scu.588197

Rosalba Alassini and Others: ECJ 18 Mar 2010

Reference for a preliminary ruling Principle of effective judicial protection Electronic communications networks and services Directive 2002/22/EC Universal Service Disputes between end’users and providers Mandatory to attempt an out-of-court settlement

Citations:

[2010] EUECJ C-320/08

Links:

Bailii

Jurisdiction:

European

Citing:

OpinionRosalba Alassini and Others ECJ 19-Nov-2009
ECJ (Environment And Consumers) Opinion – Legal disputes between end-users and providers in the area of electronic communications – Directive 2002/22/EC Mandatory out-of-court dispute resolution as a condition . .
Lists of cited by and citing cases may be incomplete.

Consumer

Updated: 27 March 2022; Ref: scu.588173

VTB-VAB v Total Belgium NV; Galatea BVBA v Sanoma Magazines Belgium NV: ECJ 23 Apr 2009

ECJ Directive 2005/29/EC Unfair commercial practices – National legislation prohibiting combined offers to consumers

Citations:

[2009] EUECJ C-261/07, [2009] ECR I-2949, [2009] 3 CMLR 17

Links:

Bailii

Jurisdiction:

European

Citing:

OpinionVTB-VAB v Total Belgium NV; Galatea BVBA v Sanoma Magazines Belgium NV ECJ 21-Oct-2008
ECJ (Approximation of Laws) Opinion – Admissibility of a reference for a preliminary ruling – Proper subject of interpretation Relevance to the decision Combined offers – Directive 2005/29/EC – Interpretation in . .
Lists of cited by and citing cases may be incomplete.

Consumer

Updated: 27 March 2022; Ref: scu.588024

DouxSA, in administration v Etablissement national des produits de l’agriculture et de la mer: ECJ 9 Mar 2017

ECJ (Judgment) (Reference for a preliminary ruling – Regulation (EC) No 543/2008 – Article 15(1) – Article 16 – Frozen or quick-frozen chickens – Maximum limit for water content – Obsolescence of that limit – Practical measures for checks – Counter-analysis – Regulation No 612/2009 – Article 28 – Export refunds on agricultural products – Conditions for granting – Sound and fair marketable quality – Products marketable in normal conditions

Citations:

ECLI:EU:C:2017:188, [2017] EUECJ C-141/15

Links:

Bailii

Jurisdiction:

European

Consumer, Agriculture

Updated: 23 March 2022; Ref: scu.580698

Donoghue (or M’Alister) v Stevenson: HL 26 May 1932

Decomposed Snail in Ginger Beer Bottle – Liability

The appellant drank from a bottle of ginger beer manufactured by the defendant. She suffered injury when she found a half decomposed snail in the liquid. The glass was opaque and the snail could not be seen. The drink had been bought for her by a friend, so she was unable to rely upon any contract.
Held: The English and the Scots law on the subject are identical. The pursuer was entitled to recover damages for negligence. The manufacturer intended that the contents be consumed without the opportunity first to examine them, and unless reasonable care was taken in the preparation a consumer may suffer injury. The cases of George v. Skivington and `the dicta in Heaven v. Pender ‘should be buried so securely that their perturbed spirits shall no longer vex the law.’ (Majority) The nature of an article ‘may very well call for different degrees of care’. ‘the person dealing with [an inherently dangerous article] may well contemplate persons as being within the sphere of his duty to take care who would not be sufficiently proximate with less dangerous goods; so that not only the degree of care but the range of persons to whom the duty is owed may be extended.’
Lord Atkin said: ‘. . the lawyer’s question, Who is my neighbour? receives a restricted reply. You must take reasonable care to avoid acts or omissions which you can reasonably foresee would be likely to injure your neighbour. Who, then, in law is my neighbour? The answer seems to be – persons who are so closely and directly affected by my act that I ought reasonably to have them in contemplation as being so affected when I am directing my mind to the acts or omissions which are called in question.’

Judges:

Atkin, Thankerton, MacMillan, Buckmaster Tomlin LL

Citations:

[1932] AC 562, [1932] SC (HL) 31, [1932] ScLT 317, [1932] All ER Rep 1, (1932) 101 LJPC 119, (1932) 147 LT 281, [1932] SLT 317, (1932) 48 TLR 494, (1932) 37 Com Cas 350, [1932] UKHL 100, [1932] Sol Jo 396, [1932] WN 139, [1932] SC 31, (1933) 4 DLR 337, 533 CA 47

Links:

Bailii

Jurisdiction:

Scotland

Citing:

CitedLe Lievre v Gould CA 6-Feb-1893
Mortgagees of the interest of a builder under a building agreement, advanced money to him from time to time, relying upon certificates given by a surveyor as to stages reached. The surveyor was not appointed by the mortgagees, and there was no . .
ApprovedGeorge v Skivington 1869
There was an injury to the wife, from a hair wash purchased under a contract of sale with the husband.
Held: The wife had a good cause of action. There was a duty in the vendor to use ordinary care in compounding the article sold, and that . .
Dicta ConsideredHeaven v Pender, Trading As West India Graving Dock Company CA 30-Jul-1883
Duty Arising to Use Ordinary Care and Skill
The plaintiff was a painter. His employer engaged to repaint a ship, and the defendant erected staging to support the work. The staging collapsed because one of the ropes was singed and weakened, injuring the plaintiff.
Held: The defendant had . .
OverruledMullen v Barr and Co Ld, and M’Gowan v Barr and Co Ld 1929
A mouse was found in a bottle. The buyer claimed damages for the shock: ‘In a case like the present, where the goods of the defenders are widely distributed throughout Scotland, it would seem little short of outrageous to make them responsible to . .
CitedLongmeid v Holliday 1851
A defective lamp was sold to a man whose wife was injured by its explosion. The seller of the lamp, against whom the action was brought, was not the manufacturer.
Held: No general duty of care was owed by a manufacturer of a lamp to a user.
DistinguishedLangridge v Levy ExP 1836
A man sold a gun which he knew to be dangerous for the use of the purchaser’s son. The gun exploded in the son’s hands.
Held: The son had a right of action in tort against the gunmaker, but, Parke B said: ‘We should pause before we made a . .
CitedWinterbottom v Wright 1842
Owing to negligence in the construction of a carriage it broke down. A third party sought damages for injuries which he alleged were due to negligence in the work.
Held: The doctrine of privity of contract precluded actions in tort by third . .
CitedEarl v Lubbock CA 1905
The plaintiff was injured when a wheel came off a van which he was driving for his employer, and which it was the duty of the defendant, under contract with the employer, to keep in repair. The county court judge and the Divisional Court both hold . .
CitedBlacker v Lake and Elliot Ld HL 1912
A brazing lamp which, by exploding owing to a latent defect, injured a person other than the purchaser of it, and the vendor was held not liable to the party injured. The House considered earlier cases on liability for defectively manufactured . .
CitedBlackmore v Bristol and Exeter Ry Co 1858
. .
CitedCollis v Selden 1868
The defendant installed a chandelier in a public house. It fell and injured the plaintiff.
Held: There was nothing to say that the defendant had any knowledge that the plaintiff, as opposed to members of the public in general, would enter the . .
CitedBates v Batey & Ld 1913
The defendants, who manufactured ginger beer, were held not liable to a consumer (who had purchased from a retailer one of their bottles) for injury occasioned by the bottle bursting as the result of a defect of which the defendants did not know, . .
CitedThomas v Winchester 1852
(New York) A chemist carelessly issued poison in answer to a request for a harmless drug, and he was held responsible to a third party injured by his neglect. . .
CitedMacPherson v Buick Motor Co 1916
(New York Court of Appeal) A manufacturer of a defective motor-car was held liable for damages at the instance of a third party. A motor-car might reasonably be regarded as a dangerous article: ‘There is no claim that the defendant know of the . .
CitedCunnington v Great Northern Ry Co 1883
. .
CitedHawkins v Smith QBD 1896
A dock labourer in the employ of the dock company was injured by a defective sack which had been hired by the consignees from the defendant, who knew the use to which it was to be put, and had been provided by the consignees for the use of the dock . .
CitedElliott v Hall QBD 1885
The defendants, colliery owners, consigned coal to the plaintiff’s employers, coal merchants, in a truck hired by the defendants from a wagon company. The plaintiff was injured in the course of unloading the coal by reason of the defective condition . .
CitedOliver v Saddler and Co HL 1929
Stevedores had been employed to unload a cargo of maize in bags. They provided the rope slings by which the cargo was raised to the ship’s deck by their own men using the ship’s tackle, and then transported to the dockside by the shore porters, of . .
CitedGrote v Chester and Holyhead Ry CEC 1848
The defendants had constructed a bridge over the Dee on their railway and had licensed the use of the bridge to the Shrewsbury and Chester Railway to carry passengers over it, and had so negligently constructed the bridge that the plaintiff, a . .
CitedDixon v Bell 18-Jun-1816
The defendant had left a loaded gun at his lodgings and sent his servant, a mulatto girl aged about thirteen or fourteen, for the gun, asking the landlord to remove the priming and give it her. The landlord did remove the priming and gave it to the . .
CitedHodge and Sons v Anglo-American Oil Co 1922
The plaintiffs, London barge repairers claimed after an explosion on the Anglo-American Oil Company’s oil tank barge Warwick, when she was being repaired by the plaintiffs, to whom she had been sent for that purpose by the defendants. As a result of . .
CitedBrass v Maitland 1856
There is an implied warranty from a consignor to the carrier as to the non-dangerous nature of what is to be carried. . .
CitedDominion Natural Gas Co Ltd v Collins 1909
The defendants had installed a gas apparatus to provide natural gas on the premises of a railway company. They had installed a regulator to control the pressure and their men negligently made an escape-valve discharge into the building instead of . .
CitedFarrant v Barnes 1862
A duty of care from a consignor to a carrier’s servant that the goods to be transported can be safely carried, is owed independently of any contract. . .
CitedCaledonian Ry Co v Mulholland or Warwick HL 1898
The appellant company were held not liable for injuries caused by a defective brake on a coal wagon conveyed by the railway company to a point in the transit where their contract ended, and where the wagons were taken over for haulage for the last . .
CitedCavalier v Pope HL 22-Jun-1906
The wife of the tenant of a house let unfurnished sought to recover from the landlord damages for personal injuries arising from the non-repair of the house, on the ground that the landlord had contracted with her husband to repair the house.
CitedEmmens v Pottle CA 1885
A subordinate distributor, here a vendor of newspapers, can plead the common law defence to defamation, of innocent dissemination.
Held: The vendor was prima facie liable, and therefore had to demonstrate the defence to avoid liability. He . .
CitedGordon v M’Hardy 1903
The pursuer sought to recover damages from a retail grocer on account of the death of his son by ptomaine poisoning, caused by eating tinned salmon purchased from the defender. The pursuer averred that the tin, when sold, was dented, but he did not . .
CitedBottomley v Bannister CA 1932
The deceased man, the father of the plaintiff, had taken an unfurnished house from the defendants, who had installed a gas boiler with a special gas-burner which if properly regulated required no flue. The deceased and his wife were killed by fumes . .
CitedWhite v Steadman 1913
Lush J said: ‘a person who has the means of knowledge and only does not know that the animal or chattel which he supplies is dangerous because he does not take ordinary care to avail himself of his opportunity of knowledge is in precisely the same . .
CitedClelland v Robb 1911
If a man has no duty or obligation of diligence, he cannot be charged with negligence. . .
CitedKemp and Dougall v Darngavil Coal Co 1909
A man cannot be charged with negligence if he has no obligation to exercise diligence. . .

Cited by:

CitedAlcock and Others v Chief Constable of South Yorkshire Police CA 31-May-1991
The defendant policed a football match at which many people died. The plaintiffs, being relatives and friends of the deceased, inter alia suffered nervous shock having seen the events either from within the ground, or from outside or at home on . .
CitedK v the Secretary of State for the Home Department CA 31-May-2002
The applicant sought damages from the defendant who had released from custody pending deportation a man convicted of violent sexual crimes and who had then raped her. She appealed against a strike out of her claim. She had been refused information . .
CitedBritish Railways Board v Herrington HL 16-Feb-1972
Land-owner’s Possible Duty to Trespassers
The plaintiff, a child had gone through a fence onto the railway line, and been badly injured. The Board knew of the broken fence, but argued that they owed no duty to a trespasser.
Held: Whilst a land-owner owes no general duty of care to a . .
CitedDorset Yacht Co Ltd v Home Office HL 6-May-1970
A yacht was damaged by boys who had escaped from the supervision of prison officers in a nearby Borstal institution. The boat owners sued the Home Office alleging negligence by the prison officers.
Held: Any duty of a borstal officer to use . .
DistinguishedCandler v Crane Christmas and Co CA 15-Dec-1950
Though the accounts of the company in which the plaintiff had invested had been carelessly prepared and gave a wholly misleading picture of the state of the company, the plaintiff could not recover damages. A false statement, carelessly, as . .
CitedStovin v Wise, Norfolk County Council (Third Party) HL 24-Jul-1996
Statutory Duty Does Not Create Common Law Duty
The mere existence of statutory power to remedy a defect cannot of itself create a duty of care to do so. A highway authority need not have a duty of care to highway users because of its duty to maintain the highway. The two stage test ‘involves . .
CitedBellefield Computer Services Limited, Unigate Properties Limited; Unigate Dairies Limited; Unigate (Uk) Limited; Unigate Dairies (Western) Limited v E Turner and Sons Limited Admn 28-Jan-2000
The Defendant builders constructed a steel building to be used as, inter alia. a dairy. The original owners sold it to the appellants. A fire spread from the storage area to the rest of the dairy and caused much damage. The Builders, had they . .
CitedDutton v Bognor Regis Urban District Council CA 1972
The court considered the liability in negligence of a Council whose inspector had approved a building which later proved defective.
Held: The Council had control of the work and with such control came a responsibility to take care in . .
AppliedTate and Lyle Industries Ltd v Greater London Council HL 24-Mar-1983
The plaintiff had constructed and used two jetties, and dredged a channel down to the Thames for their use. The Council constructed two terminals nearby, the result of which was to cause a build up of silt blocking the channel.
Held: The . .
CitedDennis v Charnwood Borough Council CA 1983
The respondent approved plans for a new house. The raft foundation was inadequate and serious cracks developed. The authority appealed a finding of negligence in having approved defective plans.
Held: The appeal failed. The authority had a . .
CitedCaparo Industries Plc v Dickman and others HL 8-Feb-1990
Limitation of Loss from Negligent Mis-statement
The plaintiffs sought damages from accountants for negligence. They had acquired shares in a target company and, relying upon the published and audited accounts which overstated the company’s earnings, they purchased further shares.
Held: The . .
CitedThe Attorney General v Hartwell PC 23-Feb-2004
PC (The British Virgin Islands) A police officer had taken the police revolver, and used it to shoot the claimant. It was alleged that the respondent police force were vicariously liable for his acts and also . .
AppliedBurfitt v A and E Kille 1939
A shopkeeper in Minehead sold a ‘blank cartridge pistol’ to a twelve year old boy. Later, when the boy fired the pistol in the air, the plaintiff was injured by a tiny piece of copper going into his eye.
Held: The duty of care was owed not . .
CitedBolam v Friern Hospital Management Committee QBD 1957
Professional to use Skilled Persons Ordinary Care
Negligence was alleged against a doctor.
Held: McNair J directed the jury: ‘Where some special skill is exercised, the test for negligence is not the test of the man on the Clapham omnibus, because he has not got this special skill. The test . .
CitedBinod Sutradhar v Natural Environment Research Council CA 20-Feb-2004
The defendant council had carried out research into a water supply in India in the 1980s. The claimant drank the water, and claimed damages for having consumed arsenic in it.
Held: There is a close link between the tests in law for proximity . .
CitedBlake v Galloway CA 25-Jun-2004
The claimant was injured whilst playing about with other members of his band throwing sticks at each other. The defendant appealed against a denial of his defence on non fit injuria.
Held: The horseplay in which the five youths were engaged . .
CitedHedley Byrne and Co Ltd v Heller and Partners Ltd HL 28-May-1963
Banker’s Liability for Negligent Reference
The appellants were advertising agents. They were liable themselves for advertising space taken for a client, and had sought a financial reference from the defendant bankers to the client. The reference was negligent, but the bankers denied any . .
CitedOld Gate Estates Ltd v Toplis and Harding and Russell 1939
The case of Donoghue -v- Stevenson was restricted in its application to cases of negligence causing damage to life, limb or health. . .
CitedMcTear v Imperial Tobacco Ltd OHCS 31-May-2005
The pursuer sought damages after her husband’s death from lung cancer. She said that the defenders were negligent in having continued to sell him cigarettes knowing that they would cause this.
Held: The action failed. The plaintiff had not . .
CitedWatson v Fram Reinforced Concrete Co (Scotland) Ltd HL 1960
A workman had been injured through the breaking of a defective part in the machine with which he was working. He brought an action of damages against his employers, and later convened as second defenders the manufacturers of the machine, who had . .
SummarisedLondon Graving Dock Co Ltd v Horton HL 1951
An experienced welder had for a month been carrying out work on a ship as an employee of sub-contractors engaged by ship-repairers in occupation of the ship. He was injured, without negligence on his part, owing to the inadequacy of certain staging, . .
CitedMurphy v Brentwood District Council HL 26-Jul-1990
Anns v Merton Overruled
The claimant appellant was a house owner. He had bought the house from its builders. Those builders had employed civil engineers to design the foundations. That design was negligent. They had submitted the plans to the defendant Council for approval . .
CitedJolley v Sutton London Borough Council HL 24-May-2000
An abandoned boat had been left on its land and not removed by the council. Children tried to repair it, jacked it up, and a child was injured when it fell. It was argued for the boy, who now appealed dismissal of his claim by the Court of Appeal, . .
CitedNational Westminster Bank plc v Spectrum Plus Limited and others HL 30-Jun-2005
Former HL decision in Siebe Gorman overruled
The company had become insolvent. The bank had a debenture and claimed that its charge over the book debts had become a fixed charge. The preferential creditors said that the charge was a floating charge and that they took priority.
Held: The . .
CitedLMS International Ltd and others v Styrene Packaging and Insulation Ltd and others TCC 30-Sep-2005
The claimants sought damages after their premises were destroyed when a fire started in the defendants neighbouring premises which contained substantial volumes of styrofoam. They alleged this was an unnatural use of the land.
Held: To . .
CitedFrench and others v Chief Constable of Sussex Police CA 28-Mar-2006
The claimants sought damages for psychiatric injury. They were police officers who had been subject to unsuccessful proceedings following a shooting of a member of the public by their force.
Held: The claim failed: ‘these claimants have no . .
CitedJain and Another v Trent Strategic Health Authority CA 22-Nov-2007
The claimant argued that the defendant owed him a duty of care as proprietor of a registered nursing home in cancelling the registration of the home under the 1984 Act. The authority appealed a finding that it owed such a duty.
Held: The . .
CitedLeakey v The National Trust for Places of Historic Interest or Natural Beauty CA 31-Jul-1979
Natural causes were responsible for soil collapsing onto neighbouring houses in Bridgwater.
Held: An occupier of land owes a general duty of care to a neighbouring occupier in relation to a hazard occurring on his land, whether such hazard is . .
CitedD Pride and Partners (A Firm) and Others v Institute for Animal Health and Others QBD 31-Mar-2009
The claimants sought damages after the loss of business when the defendants’ premises were the source of an outbreak of foot and mouth disease. The organism had escaped from their premises via a broken drain.
Held: Much of the damage claimed . .
ExplainedBolton v Stone HL 10-May-1951
The plaintiff was injured by a prodigious and unprecedented hit of a cricket ball over a distance of 100 yards. He claimed damages in negligence.
Held: When looking at the duty of care the court should ask whether the risk was not so remote . .
CitedWhippey v Jones CA 8-Apr-2009
The claimant was running along a river embankment. A large dog owned by the appellant, taking it for a walk, was off the leash. It ran out at the claimant who broke his ankle falling into the river. The defendant appealed against a finding that he . .
CitedSmith v Scott ChD 1973
It is not open to the court to reshape the law relating to the rights and liabilities of landowners by applying the principle of Donoghue v Stevenson [1932] AC 562 and thus saying that a landowner owed a duty of care to his neighbour when selecting . .
CitedWoodland v Essex County Council CA 9-Mar-2012
The claimant had been injured in a swimming pool during a lesson. The lesson was conducted by outside independent contractors. The claimant appealed against a finding that his argument that they had a non-delegable duty of care was bound to fail. . .
CitedGlaister and Others v Appelby-In-Westmorland Town Council CA 9-Dec-2009
The claimant was injured when at a horse fair. A loose horse kicked him causing injury. They claimed in negligence against the council for licensing the fair without ensuring that public liability insurance. The Council now appealed agaiinst a . .
CitedAlcock and Others v Chief Constable of South Yorkshire Police QBD 31-Jul-1990
Overcrowding at a football match lead to the deaths of 95 people. The defendant’s employees had charge of safety at the match, and admitted negligence vis-a-vis those who had died and been injured. The plaintiffs sought damages, some of them for . .
CitedTaylor v A Novo (UK) Ltd CA 18-Mar-2013
The deceased had suffered a head injury at work from the defendant’s admitted negligence. She had been making a good recovery but then collapsed and died at home from pulmonary emboli, and thrombosis which were a consequence of the injury. The . .
CitedAlcock and Others v Chief Constable of South Yorkshire Police HL 28-Nov-1991
The plaintiffs sought damages for nervous shock. They had watched on television, as their relatives and friends, 96 in all, died at a football match, for the safety of which the defendants were responsible. The defendant police service had not . .
CitedStannard (T/A Wyvern Tyres) v Gore CA 4-Oct-2012
The defendant, now appellant, ran a business involving the storage of tyres. The claimant neighbour’s own business next door was severely damaged in a fire of the tyres escaping onto his property. The court had found him liable in strict liability . .
CitedWoodland v Essex County Council SC 23-Oct-2013
The claimant had been seriously injured in an accident during a swimming lesson. She sought to claim against the local authority, and now appealed against a finding that it was not responsible, having contracted out the provision of swimming . .
CitedChaudry v Prabhakar CA 1988
The plaintiff sued a friend of hers for wrongly advising her that a car she was thinking of buying was in good condition.
Held: An agent, even a volunteer, owed a duty of care appropriate for those circumstances. The measurement was objective, . .
CitedRegina v The Secretary of State for the Environment, ex Parte Ostler CA 16-Mar-1976
Statutory Challenge must be timely
The applicant had not taken objection to a proposed road scheme believing wrongly that it would not affect his business. Other objectors had withdrawn because of secret re-assurances given to them by the respondent.
Held: The court was asked, . .
CitedMichael and Others v The Chief Constable of South Wales Police and Another SC 28-Jan-2015
The claimants asserted negligence in the defendant in failing to provide an adequate response to an emergency call, leading, they said to the death of their daughter at the hands of her violent partner. They claimed also under the 1998 Act. The . .
CitedHowmet Ltd v Economy Devices Ltd and Others CA 31-Aug-2016
Appeal by the owners of a factory which suffered fire damage against a judgment dismissing their action. The owners claimed damages against the manufacturers of a device which, they said, should have prevented the fire from occurring. This takes us . .
CitedWooldridge v Sumner and Another CA 4-Jun-1962
The plaintiff photographer was injured when attending a show jumping competition at the White City Stadium. A horse caught him as it passed.
Held: The defendant’s appeal against the finding of negligence succeeded: ‘a competitor or player . .
CitedPaul and Another v The Royal Wolverhampton NHS Trust QBD 4-Jun-2020
Nervous shock – liability to third parties
The claimants witnessed the death of their father from a heart attack. They said that the defendant’s negligent treatment allowed the attack to take place. Difficult point of law about the circumstances in which a defendant who owes a duty of care . .
CitedJames-Bowen and Others v Commissioner of Police of The Metropolis SC 25-Jul-2018
The Court was asked whether the Commissioner of Police of the Metropolis (‘the Commissioner’) owes a duty to her officers, in the conduct of proceedings against her based on their alleged misconduct, to take reasonable care to protect them from . .
CitedPoole Borough Council v GN and Another SC 6-Jun-2019
This appeal is concerned with the liability of a local authority for what is alleged to have been a negligent failure to exercise its social services functions so as to protect children from harm caused by third parties. The principal question of . .
Lists of cited by and citing cases may be incomplete.

Negligence, Consumer

Leading Case

Updated: 11 February 2022; Ref: scu.180110

Heath v Southern Pacific Mortgage Ltd: ChD 29 Jan 2009

The appellant challenged a mortgagee’s possession order saying that the loan agreements sought to be enforced were invalid and the charges unenforceable. The loan had been in two parts. She said that as a multi-part agreement it fell within section 18.
Held: The court considered the authorities including an article by Mr Bennion on the issue and concluded ‘the reference in section 18 to ‘categories’ in subsection 1(b) is a reference to mutually exclusive categories, and not to cases where one of the 2 (or more) categories is a direct or indirect subdivision of the other or others.’ The loan was not a multiple agreement within section 18 and was enforceable. The appeal failed.

Judges:

Purle QC J

Citations:

[2009] EWHC 103 (Ch), [2009] 5 EG 107, [2009] 2 All ER (Comm) 687, [2009] Bus LR 984, [2009] NPC 20

Links:

Bailii

Statutes:

Consumer Credit Act 1974 18(1)(a)

Jurisdiction:

England and Wales

Citing:

CitedSayers v Clarke Walker (A firm) CA 14-May-2002
In a case of any complexity, when an appeal court considered an application for leave to appeal which was filed out of time, it should have in mind the matters listed in the rules. It was not appropriate to use judge made checklists where one was . .
CitedWilson v Secretary of State for Trade and Industry; Wilson v First County Trust Ltd (No 2) HL 10-Jul-2003
The respondent appealed against a finding that the provision which made a loan agreement completely invalid for lack of compliance with the 1974 Act was itself invalid under the Human Rights Act since it deprived the respondent lender of its . .
CitedWatchtower Investments Ltd v Payne and Another CA 20-Jul-2001
The mortgagor borrowed funds against the charge, and part of the condition of the loan was that any arrears on the first charge must be discharged. The total amount of the loan was calculated to include sufficient to discharge the arrears on the . .
CitedDimond v Lovell HL 12-May-2000
A claimant sought as part of her damages for the cost of hiring a care whilst her own was off the road after an accident caused by the defendant. She agreed with a hire company to hire a car, but payment was delayed until the claim was settled.
CitedNational Westminster Bank Plc v Story and Another CA 7-May-1999
The court asked whether a series of smaller loans were governed by the 1974 Act. Three facilities had been provided under one loan agreement. 2 loans were held to be for unrestricted-use credit.
Held: Three credit agreements separately signed, . .
CitedThe National Home Loans Corporation v HannahRahman 1997
The borrower had first borrowed money on mortgage (the 1989 loan) to pay off an existing third party mortgage (as well as raising additional funds) and later paid off the new mortgage as part of the process of substituting that mortgage for a . .
Lists of cited by and citing cases may be incomplete.

Consumer

Updated: 09 February 2022; Ref: scu.280255

Dirk Frederik Asbeek Brusse v Jahani Bv: ECJ 30 May 2013

ECJ Directive 93/13/EEC – Unfair terms in consumer contracts – Residential tenancy agreement between a landlord acting on a commercial basis and a tenant acting on a non-commercial basis – Examination by the national court, of its own motion, as to whether a contractual term is unfair – Penalty clause – Annulment of the clause

Citations:

C-488/11, [2013] EUECJ C-488/11

Links:

Bailii

Statutes:

Directive 93/13/EEC

Jurisdiction:

European

Consumer

Updated: 06 February 2022; Ref: scu.510305

Tesco Stores CR: ECJ 13 Jan 2022

(Judgment) Reference for a preliminary ruling – Consumer protection – Approximation of laws – Regulation (EU) No 1169/2011 – Annex VII, Part E, point 2(a) – Information to consumers about foodstuffs – Labeling and presentation of foodstuffs – Directive 2000/36/EC – Annex I, part A, point 2, point c) – Cocoa and chocolate products – List of ingredients of a foodstuff intended for consumers in a Member State

Citations:

C-881/19, [2022] EUECJ C-881/19, , ECLI:EU:C:2022:15

Links:

Bailii

Jurisdiction:

European

Consumer

Updated: 04 February 2022; Ref: scu.671875

Terre Wallonne v Wallonia: ECJ 17 Jun 2010

ECJ Directive 2001/42/EC – Assessment of the effects of certain plans and programmes on the environment – Directive 91/676/EEC – Protection of waters against pollution caused by nitrates from agricultural sources – Action programmes in respect of vulnerable zones

Citations:

[2010] EUECJ C-110/09, [2010] ECR I-5611

Links:

Bailii

Statutes:

Directive 2001/42/EC, Directive 91/676/EEC

Jurisdiction:

European

Citing:

OpinionTerre Wallonne v Wallonia ECJ 4-Mar-2010
ECJ Directive 2001/42 / EC – Assessment of the effects of certain plans and programs on the environment – Directive 91/676 / EEC – Protection of waters against pollution caused by nitrates from agricultural . .

Cited by:

CitedHS2 Action Alliance Ltd, Regina (on The Application of) v The Secretary of State for Transport and Another SC 22-Jan-2014
The government planned to promote a large scale rail development (HS2), announcing this in a command paper. The main issues, in summary, were, first, whether it should have been preceded by strategic environmental assessment, under the relevant . .
Lists of cited by and citing cases may be incomplete.

Consumer, Environment

Updated: 31 January 2022; Ref: scu.575308

Planta Tabak v Land Berlin: ECJ 4 Jul 2018

Approximation of Laws – Manufacture, Presentation and Sale of Tobacco Products – Opinion – Reference for a preliminary ruling – Approximation of laws – Manufacture, presentation and sale of tobacco products – Directive 2014/40/EU – Article 7(1) and (7) – Prohibition on the placing on the market of tobacco products with characterising flavours – Article 7(14) – Transitional period for tobacco products with a characterising flavour whose European Union-wide sales volumes represent 3% or more in a particular product category – Assessment of validity – Principle of equal treatment – Article 13(1)(c) – Interpretation – Prohibition on any element or feature that refers to taste, smell, flavourings or other additives or the absence thereof – Application to tobacco products containing a characterising flavour whose sale is still permitted after 20 May 2016

Citations:

ECLI:EU:C:2018:530, C-220/17, [2018] EUECJ C-220/17 – O, [2019] EUECJ C-220/17

Links:

Bailii, Bailii

Jurisdiction:

European

Consumer

Updated: 30 January 2022; Ref: scu.620036

Newby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 7): Admn 7 May 2014

Citations:

[2014] EWHC 1340 (Admin), [2014] WLR(D) 200, [2014] 4 All ER 222, [2014] 1 WLR 4589, [2014] 3 CMLR 21

Links:

Bailii, WLRD

Jurisdiction:

England and Wales

Citing:

See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency Admn 16-Jul-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 2) Admn 26-Jul-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Others Admn 24-Oct-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 4) Admn 22-Nov-2013
The claimant sought an order to allow it to continue to produce meat products for sale and an associated costs award. . .

Cited by:

See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Another Admn 21-May-2014
. .
See AlsoNewby Foods Ltd v Food Standards Agency ECJ 16-Oct-2014
ECJ Judgment – Protection of health – Regulation (EC) No 853/2004 – Hygiene rules for food of animal origin – Annex I, points 1.14 and 1.15 – Concepts of ‘mechanically separated meat’ and ‘meat preparations’ – . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency Admn 23-Mar-2016
Application of principles identified by ECJ on reference as to to the process of separating fresh meat from flesh bearing bones of pork and from chicken carcasses carried out by Newby. . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency CA 25-May-2017
Appeal by the Food Standards Agency against a decision in which he allowed in part a claim for judicial review by Newby Foods Limited and held, inter alia, that certain chicken and pork products manufactured by Newby should not be classified as . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency SC 3-Apr-2019
The parties disputed the classification and labelling of mechanically separated meats (‘MSM’) under EU law. The ECJ had imposed a moratorium on certain products. Newby challenged that unsuccessfully, but now Newby appealed to the Supreme Court on . .
Lists of cited by and citing cases may be incomplete.

Consumer, European

Updated: 30 January 2022; Ref: scu.525080

Newby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Another: Admn 21 May 2014

Judges:

Mr Justice Edwards-Stuart

Citations:

[2014] EWHC 1492 (Admin)

Links:

Bailii

Jurisdiction:

England and Wales

Citing:

See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency Admn 16-Jul-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 2) Admn 26-Jul-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Others Admn 24-Oct-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 4) Admn 22-Nov-2013
The claimant sought an order to allow it to continue to produce meat products for sale and an associated costs award. . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 7) Admn 7-May-2014
. .

Cited by:

CitedNewby Foods Ltd v Food Standards Agency ECJ 16-Oct-2014
ECJ Judgment – Protection of health – Regulation (EC) No 853/2004 – Hygiene rules for food of animal origin – Annex I, points 1.14 and 1.15 – Concepts of ‘mechanically separated meat’ and ‘meat preparations’ – . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency Admn 23-Mar-2016
Application of principles identified by ECJ on reference as to to the process of separating fresh meat from flesh bearing bones of pork and from chicken carcasses carried out by Newby. . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency CA 25-May-2017
Appeal by the Food Standards Agency against a decision in which he allowed in part a claim for judicial review by Newby Foods Limited and held, inter alia, that certain chicken and pork products manufactured by Newby should not be classified as . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency SC 3-Apr-2019
The parties disputed the classification and labelling of mechanically separated meats (‘MSM’) under EU law. The ECJ had imposed a moratorium on certain products. Newby challenged that unsuccessfully, but now Newby appealed to the Supreme Court on . .
Lists of cited by and citing cases may be incomplete.

Consumer, European

Updated: 30 January 2022; Ref: scu.525774

Newby Foods Ltd, Regina (on The Application of) v Food Standards Agency: CA 25 May 2017

Appeal by the Food Standards Agency against a decision in which he allowed in part a claim for judicial review by Newby Foods Limited and held, inter alia, that certain chicken and pork products manufactured by Newby should not be classified as mechanically separated meat.

Judges:

Lloyd Jones, Beatson, Moylan LJJ

Citations:

[2017] EWCA Civ 400

Links:

Bailii

Statutes:

EU Regulation No. 853/2004

Jurisdiction:

England and Wales

Citing:

See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency Admn 16-Jul-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 2) Admn 26-Jul-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 4) Admn 22-Nov-2013
The claimant sought an order to allow it to continue to produce meat products for sale and an associated costs award. . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Others Admn 24-Oct-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 7) Admn 7-May-2014
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Another Admn 21-May-2014
. .
See AlsoNewby Foods Ltd v Food Standards Agency ECJ 16-Oct-2014
ECJ Judgment – Protection of health – Regulation (EC) No 853/2004 – Hygiene rules for food of animal origin – Annex I, points 1.14 and 1.15 – Concepts of ‘mechanically separated meat’ and ‘meat preparations’ – . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency Admn 23-Mar-2016
Application of principles identified by ECJ on reference as to to the process of separating fresh meat from flesh bearing bones of pork and from chicken carcasses carried out by Newby. . .

Cited by:

Appeal fromNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency SC 3-Apr-2019
The parties disputed the classification and labelling of mechanically separated meats (‘MSM’) under EU law. The ECJ had imposed a moratorium on certain products. Newby challenged that unsuccessfully, but now Newby appealed to the Supreme Court on . .
Lists of cited by and citing cases may be incomplete.

Consumer, European

Updated: 29 January 2022; Ref: scu.584529

Newby Foods Ltd, Regina (on The Application of) v Food Standards Agency: Admn 16 Jul 2013

Judges:

Mr Justice Edwards-Stuart

Citations:

[2013] EWHC 1966 (Admin)

Links:

Bailii

Jurisdiction:

England and Wales

Cited by:

See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 2) Admn 26-Jul-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Others Admn 24-Oct-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 4) Admn 22-Nov-2013
The claimant sought an order to allow it to continue to produce meat products for sale and an associated costs award. . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 7) Admn 7-May-2014
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Another Admn 21-May-2014
. .
See AlsoNewby Foods Ltd v Food Standards Agency ECJ 16-Oct-2014
ECJ Judgment – Protection of health – Regulation (EC) No 853/2004 – Hygiene rules for food of animal origin – Annex I, points 1.14 and 1.15 – Concepts of ‘mechanically separated meat’ and ‘meat preparations’ – . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency Admn 23-Mar-2016
Application of principles identified by ECJ on reference as to to the process of separating fresh meat from flesh bearing bones of pork and from chicken carcasses carried out by Newby. . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency CA 25-May-2017
Appeal by the Food Standards Agency against a decision in which he allowed in part a claim for judicial review by Newby Foods Limited and held, inter alia, that certain chicken and pork products manufactured by Newby should not be classified as . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency SC 3-Apr-2019
The parties disputed the classification and labelling of mechanically separated meats (‘MSM’) under EU law. The ECJ had imposed a moratorium on certain products. Newby challenged that unsuccessfully, but now Newby appealed to the Supreme Court on . .
Lists of cited by and citing cases may be incomplete.

Consumer

Updated: 29 January 2022; Ref: scu.512396

Newby Foods Ltd, Regina (on The Application of) v Food Standards Agency: SC 3 Apr 2019

The parties disputed the classification and labelling of mechanically separated meats (‘MSM’) under EU law. The ECJ had imposed a moratorium on certain products. Newby challenged that unsuccessfully, but now Newby appealed to the Supreme Court on the proper interpretation of point 1.14 in light of the CJEU judgment.
Held: The Supreme Court unanimously dismisses the appeal.

Judges:

Lord Reed, Deputy President, Lord Carnwath, Lord Hodge, Lord Kitchin, Lord Sales

Citations:

[2019] UKSC 18, UKSC 2017/0110

Links:

Bailii, SC, SC Summary, SC Summary Video, SC 19 Jan 30 am Video, SC 19 Jan 30 pm Video

Statutes:

EU Regulation No 853/2004 Annex I 1..1 . . . . . . . . 4

Jurisdiction:

England and Wales

Citing:

See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 4) Admn 22-Nov-2013
The claimant sought an order to allow it to continue to produce meat products for sale and an associated costs award. . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency Admn 16-Jul-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 2) Admn 26-Jul-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Others Admn 24-Oct-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 7) Admn 7-May-2014
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Another Admn 21-May-2014
. .
See AlsoNewby Foods Ltd v Food Standards Agency ECJ 16-Oct-2014
ECJ Judgment – Protection of health – Regulation (EC) No 853/2004 – Hygiene rules for food of animal origin – Annex I, points 1.14 and 1.15 – Concepts of ‘mechanically separated meat’ and ‘meat preparations’ – . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency Admn 23-Mar-2016
Application of principles identified by ECJ on reference as to to the process of separating fresh meat from flesh bearing bones of pork and from chicken carcasses carried out by Newby. . .
Appeal fromNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency CA 25-May-2017
Appeal by the Food Standards Agency against a decision in which he allowed in part a claim for judicial review by Newby Foods Limited and held, inter alia, that certain chicken and pork products manufactured by Newby should not be classified as . .
CitedRevenue and Customs v Aimia Coalition Loyalty UK Ltd SC 13-Mar-2013
The company managed a card loyalty scheme for retailers. The Revenue appealed against a decision that the company could reclaim VAT input tax on the goods purchased on the customers redeeming their points. The ECJ had decided that the service . .
Lists of cited by and citing cases may be incomplete.

Animals, European, Consumer

Updated: 29 January 2022; Ref: scu.635237

Newby Foods Ltd, Regina (on The Application of) v Food Standards Agency: Admn 23 Mar 2016

Application of principles identified by ECJ on reference as to to the process of separating fresh meat from flesh bearing bones of pork and from chicken carcasses carried out by Newby.

Judges:

Edwards-Stuart J

Citations:

[2016] EWHC 408 (Admin)

Links:

Bailii

Jurisdiction:

England and Wales

Citing:

See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency Admn 16-Jul-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 2) Admn 26-Jul-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Others Admn 24-Oct-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 4) Admn 22-Nov-2013
The claimant sought an order to allow it to continue to produce meat products for sale and an associated costs award. . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 7) Admn 7-May-2014
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Another Admn 21-May-2014
. .
See AlsoNewby Foods Ltd v Food Standards Agency ECJ 16-Oct-2014
ECJ Judgment – Protection of health – Regulation (EC) No 853/2004 – Hygiene rules for food of animal origin – Annex I, points 1.14 and 1.15 – Concepts of ‘mechanically separated meat’ and ‘meat preparations’ – . .

Cited by:

See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency CA 25-May-2017
Appeal by the Food Standards Agency against a decision in which he allowed in part a claim for judicial review by Newby Foods Limited and held, inter alia, that certain chicken and pork products manufactured by Newby should not be classified as . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency SC 3-Apr-2019
The parties disputed the classification and labelling of mechanically separated meats (‘MSM’) under EU law. The ECJ had imposed a moratorium on certain products. Newby challenged that unsuccessfully, but now Newby appealed to the Supreme Court on . .
Lists of cited by and citing cases may be incomplete.

European, Consumer

Updated: 29 January 2022; Ref: scu.561487

Newby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 2): Admn 26 Jul 2013

Citations:

[2013] EWHC 2132 (Admin)

Links:

Bailii

Jurisdiction:

England and Wales

Citing:

See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency Admn 16-Jul-2013
. .

Cited by:

See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Others Admn 24-Oct-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 4) Admn 22-Nov-2013
The claimant sought an order to allow it to continue to produce meat products for sale and an associated costs award. . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 7) Admn 7-May-2014
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Another Admn 21-May-2014
. .
See AlsoNewby Foods Ltd v Food Standards Agency ECJ 16-Oct-2014
ECJ Judgment – Protection of health – Regulation (EC) No 853/2004 – Hygiene rules for food of animal origin – Annex I, points 1.14 and 1.15 – Concepts of ‘mechanically separated meat’ and ‘meat preparations’ – . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency Admn 23-Mar-2016
Application of principles identified by ECJ on reference as to to the process of separating fresh meat from flesh bearing bones of pork and from chicken carcasses carried out by Newby. . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency CA 25-May-2017
Appeal by the Food Standards Agency against a decision in which he allowed in part a claim for judicial review by Newby Foods Limited and held, inter alia, that certain chicken and pork products manufactured by Newby should not be classified as . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency SC 3-Apr-2019
The parties disputed the classification and labelling of mechanically separated meats (‘MSM’) under EU law. The ECJ had imposed a moratorium on certain products. Newby challenged that unsuccessfully, but now Newby appealed to the Supreme Court on . .
Lists of cited by and citing cases may be incomplete.

European, Consumer

Updated: 29 January 2022; Ref: scu.513747

Newby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Others: Admn 24 Oct 2013

Citations:

[2013] EWHC 3184 (Admin)

Links:

Bailii

Jurisdiction:

England and Wales

Citing:

See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency Admn 16-Jul-2013
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 2) Admn 26-Jul-2013
. .

Cited by:

CitedNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 4) Admn 22-Nov-2013
The claimant sought an order to allow it to continue to produce meat products for sale and an associated costs award. . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency (No 7) Admn 7-May-2014
. .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency and Another Admn 21-May-2014
. .
See AlsoNewby Foods Ltd v Food Standards Agency ECJ 16-Oct-2014
ECJ Judgment – Protection of health – Regulation (EC) No 853/2004 – Hygiene rules for food of animal origin – Annex I, points 1.14 and 1.15 – Concepts of ‘mechanically separated meat’ and ‘meat preparations’ – . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency Admn 23-Mar-2016
Application of principles identified by ECJ on reference as to to the process of separating fresh meat from flesh bearing bones of pork and from chicken carcasses carried out by Newby. . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency CA 25-May-2017
Appeal by the Food Standards Agency against a decision in which he allowed in part a claim for judicial review by Newby Foods Limited and held, inter alia, that certain chicken and pork products manufactured by Newby should not be classified as . .
See AlsoNewby Foods Ltd, Regina (on The Application of) v Food Standards Agency SC 3-Apr-2019
The parties disputed the classification and labelling of mechanically separated meats (‘MSM’) under EU law. The ECJ had imposed a moratorium on certain products. Newby challenged that unsuccessfully, but now Newby appealed to the Supreme Court on . .
Lists of cited by and citing cases may be incomplete.

Consumer

Updated: 29 January 2022; Ref: scu.517006

Portovesme v Commission: ECJ 1 Feb 2017

ECJ (Judgment) Appeal – Aid granted by the Italian Republic in favor of Portovesme Srl – Preferential tariff arrangements for electricity – Decision declaring the aid measure incompatible with the internal market

Citations:

ECLI:EU:C:2017:75, [2017] EUECJ C-606/14

Links:

Bailii

Jurisdiction:

European

Consumer, Utilities

Updated: 29 January 2022; Ref: scu.573830

Municipio De Palmela v Autoridade de Seguranca Alimentar e Economica: ECJ 1 Feb 2017

(Judgment) Reference for a preliminary ruling – Procedures for the provision of information in the field of technical standards and regulations and of rules on Information Society services – Directives 83/189/EEC and 98/34/EC – Draft technical regulation – Notifying the European Commission – Obligations of Member States – Infringement – Consequences

Citations:

C-144/16, [2017] EUECJ C-144/16

Links:

Bailii

Jurisdiction:

European

Consumer

Updated: 29 January 2022; Ref: scu.573829

Wilkes v Depuy International Ltd: QBD 6 Dec 2016

The claimant suffered injury after his artificial left hip, supplied by the defendants, fractured.

Judges:

Hickinbottom J

Citations:

[2016] EWHC 3096 (QB)

Links:

Bailii

Statutes:

Consumer Protection Act 1987 3, EC Council Directive 93/42/EEC, Medical Devices Regulations 2002

Jurisdiction:

England and Wales

Professional Negligence, Personal Injury, Consumer

Updated: 28 January 2022; Ref: scu.573398

Wood and Another v Tui Travel Plc (T/A First Choice): CA 16 Jan 2017

Claim for damages under the 1982 Act after the claimants suffered acute gastroenteritis while staying at an Hotel in the Dominican Republic while on an all-inclusive holiday provided by the respondent.

Judges:

Sir Brian Leveson P QBD, McFarlane, Burnett LJJ

Citations:

[2017] EWCA Civ 11

Links:

Bailii

Statutes:

Supply of Goods and Services Act 1982

Jurisdiction:

England and Wales

Personal Injury, Consumer

Updated: 28 January 2022; Ref: scu.573283

Queisser Pharma: ECJ 19 Jan 2017

ECJ (Judgment) Reference for a preliminary ruling – Free movement of goods – Articles 34 to 36 TFEU – Purely domestic situation – Food safety – Regulation (EC) No 178/2002 – Article 6 – Principle of risk analysis – Article 7 – Precautionary principle – Regulation (EC) No 1925/2006 – Member State legislation prohibiting the manufacture and sale of food supplements containing amino acids – Situation in which a temporary derogation to that prohibition is at the discretion of the national authority

Citations:

ECLI:EU:C:2017:26, [2017] EUECJ C-282/15

Links:

Bailii

Jurisdiction:

European

Consumer

Updated: 28 January 2022; Ref: scu.573256

Khodari v Al Tamimi: QBD 18 Dec 2008

Claim for repayment of the balance of eighteen loans said to have been made to the Defendant. The total loaned was about pounds 1,125,000. Less repayments, and including an additional 10 percent he claims to be entitled to on the money advanced, his claim is for pounds 240,500. Besides putting him to strict proof of the advances, the Defendant disputes the claim to the extra 10 percent. Further, he says that, if advanced, the money is irrecoverable under the provisions of the Consumer Credit Act 1974 and the Financial Services and Market Act 2000 and the Gaming Act 1892. He also counterclaims an account going back to the commencement of the relationship between the parties in 2002 based upon what he says was a fiduciary relationship between them.

Judges:

Blair J

Citations:

[2008] EWHC 3065 (QB)

Links:

Bailii

Jurisdiction:

England and Wales

Cited by:

Appeal fromAl Tamimi v Khodari CA 8-Oct-2009
. .
CitedCarey v HSBC Bank plc, Yunis v Barclays Bank plc and similar QBD 23-Dec-2009
(Manchester Mercantile Court) The court considered the effects in detail where a bank was unable to comply with a request under section 78 of the 1974 Act to provide a copy of the agreement signed by the client.
Held: The court set out to give . .
Lists of cited by and citing cases may be incomplete.

Consumer, Banking

Updated: 28 January 2022; Ref: scu.279949

Penal procedure against D, G: ECJ 10 Jul 2014

ECJ Medicinal products for human use – Directive 2001/83/EC – Scope – Interpretation of the concept of ‘medicinal product’ – Scope of the criterion based on the capacity to modify physiological functions – Herb and cannabinoid-based products – Not included

[2014] EUECJ C-358/13, [2014] PTSR 1217, [2014] WLR(D) 305, ECLI:EU:C:2014:2060
Bailii, WLRD
European
Citing:
OpinionPenal procedure against D, G ECJ 12-Jun-2014
(Advocate General’s Opinion) Medicinal products for human use – Directive 2001/83 / EC – Scope – Interpretation of the concept of’ medicinal product by function ‘- Scope of the criterion relating to the ability to modify physiological functions – . .

Lists of cited by and citing cases may be incomplete.

Consumer

Updated: 27 January 2022; Ref: scu.572698

Gutierrez Naranjo v Cajasur Banco SAU and similar: ECJ 21 Dec 2016

ECJ Judgment – Reference for a preliminary ruling – Directive 93/13 / EEC – Contracts with consumers – Mortgages – Unfair terms – Article 4 (2) – Article 6 (1) – Declaration of invalidity – Limitation by national courts of The declaration of nullity of an abusive clause

C-154/15, [2016] EUECJ C-154/15
Bailii
European

Consumer, Banking

Updated: 27 January 2022; Ref: scu.572584

Biuro Podrozy v Prezes Urzedu Ochrony Konkurencji i Konsumentow: ECJ 21 Dec 2016

ECJ Judgment – Reference for a preliminary ruling – Directive 93/13 / EEC – Directive 2009/22 / EC – Consumer protection – Effect erga omnes of unfair terms in a public register – Pecuniary penalty imposed on a professional who has used a clause considered equivalent to that in the audit Register – Professional not participating in the procedure leading up to the finding of the unfairness of a clause – Article 47 of the Charter of Fundamental Rights of the European Union – Concept of ‘national court whose decisions are not susceptible Of a judicial remedy under national law

C-119/15, [2016] EUECJ C-119/15
Bailii
European

Consumer

Updated: 27 January 2022; Ref: scu.572567

Verein Fur Konsumenteninformation v INKO, Inkasso GmbH: ECJ 8 Dec 2016

(Judgment) Reference for a preliminary ruling – Directive 2008/48/EC – Consumer protection – Consumer credit – Article 2(2)(j) – Rescheduling agreements – Deferred payment, free of charge – Article 3(f) – Credit intermediaries – Debt recovery companies acting on behalf of lenders

ECLI:EU:C:2016:934, [2016] EUECJ C-127/15
Bailii
Directive 2008/48/EC
European

Consumer

Updated: 27 January 2022; Ref: scu.572328

Nelsons GmbH v Ayonnax Nutripharm GmbH: ECJ 23 Nov 2016

ECJ (Judgment) Reference for a preliminary ruling – Consumer information and protection – Regulation (EC) No 1924/2006 – Nutrition and health claims made on foods – Transitional measures – Article 28(2) – Products bearing trade marks or brand names existing before 1 January 2005 – ‘Bach flower’ remedies – European Union mark RESCUE – Products marketed as medicinal products before January 2005 and as foodstuffs after that date

ECLI:EU:C:2016:888, [2016] EUECJ C-177/15
Bailii
Regulation (EC) No 1924/2006
European

Consumer

Updated: 26 January 2022; Ref: scu.571880

Home Credit Slovakia: ECJ 9 Nov 2016

ECJ (Judgment) Reference for a preliminary ruling – Directive 2008/48/EC – Consumer protection – Consumer credit – Article 1, Article 3(m), Article 10(1) and (2), Article 22(1) and Article 23 – Interpretation of the expressions ‘on paper’ and ‘on another durable medium’ – Contract referring to another document – Requirement for the agreement to be in ‘written form’ within the meaning of national law – Indication of information required by reference to objective criteria – Information to be included in a fixed-term credit agreement – Effect of failure to include mandatory information – Proportionality

C-42/15, [2016] EUECJ C-42/15
Bailii
Directive 2008/48/EC
European

Consumer

Updated: 25 January 2022; Ref: scu.571276