Home Credit Slovakia: ECJ 9 Nov 2016

ECJ (Judgment) Reference for a preliminary ruling – Directive 2008/48/EC – Consumer protection – Consumer credit – Article 1, Article 3(m), Article 10(1) and (2), Article 22(1) and Article 23 – Interpretation of the expressions ‘on paper’ and ‘on another durable medium’ – Contract referring to another document – Requirement for the agreement to be in ‘written form’ within the meaning of national law – Indication of information required by reference to objective criteria – Information to be included in a fixed-term credit agreement – Effect of failure to include mandatory information – Proportionality

C-42/15, [2016] EUECJ C-42/15
Directive 2008/48/EC


Updated: 25 January 2022; Ref: scu.571276