Smith and Another v Royal Bank of Scotland Plc: CA 3 Dec 2021

Claims for compensation under the Consumer Credit Act 1974 arising from payment protection insurance (‘PPI’) policies taken out at the same time as agreements for credit cards from the Royal Bank of Scotland (‘RBS’). The issues in this appeal are about how the Act in its form as amended on 6 April 2007 applies to cases in which the PPI policy was terminated before the amendments to the Act came into force.

Lady Justice Macur,
Lord Justice Coulson,
Lord Justice Birss
[2021] EWCA Civ 1832
England and Wales

Consumer, Banking

Updated: 02 January 2022; Ref: scu.670344