UTIAC Proof of the requisite funds for ‘Maintenance’ under the Points Based System is retrospective. For example, a student must show that the funds were available for a continuous period of 28 days before the application for entry clearance or leave to remain was made. If, throughout that period, an overdraft facility could have been used to withdraw the requisite funds, there is nothing in principle or in the Rules to prevent that from demonstrating that the requisite funds were available. PO (points based scheme: maintenance: loans) Nigeria  UKAIT 47, which takes the opposite view, was decided pre-Pankina on the basis of the Policy Guidance.
 UKUT 245 (IAC)
England and Wales
Updated: 13 March 2021; Ref: scu.441707