NRAM Plc v McAdam and Another: ComC 10 Dec 2014

The claimant, formerly Northern Rock, pursued repayment of many loans based on part secured and part unsecured loans. The defendants said that the loans were unenforceable against them under the Consumer Credit legislation because the requisite information had not been provided.

Burton J
[2014] EWHC 4174 (Comm)
Consumer Credit Act 1974 8(2), Consumer Credit (Agreements) Regulations 1983, Consumer Credit (Cancellation Notices and Copies of Documents) Regulations 1983, Consumer Credit (Disclosure of Information) Regulations 2004, Consumer Credit Act 2006, Consumer Credit (Information Requirements and Duration of Licences and Charges) Regulations 2007
England and Wales

Banking, Consumer

Updated: 08 January 2022; Ref: scu.539962