Grace and Another v Black Horse Ltd: CA 30 Oct 2014

The appellant had entered into a Consumer Credit Agreement with the respondent, but the form signed by him was not the same as that signed by the bank, and it was unenforceable. He fell into arrears.


Lord Dyson MR, Beatson, Briggs LJJ


[2014] EWCA Civ 1413, [2015] 2 All ER (Comm) 465, [2015] 3 All ER 223, [2014] WLR(D) 460, [2015] BUS LR 1


Bailii, WLRD


Consumer Credit Act 1974 63


England and Wales

Cited by:

CitedDoyle v PRA Group (UK) Ltd CA 23-Jan-2019
Whether the cause of action for the outstanding sums accrued when Mr Doyle first defaulted in his payments or only when Mr Doyle failed to comply with the default notice stipulated by CCA s.87(1) and required by clause 8f of the Agreement. Mr Doyle . .
Lists of cited by and citing cases may be incomplete.

Consumer, Banking

Updated: 08 August 2022; Ref: scu.538187