Consumer Credit Act 1974, ss. 16B, 140A, 140B – Whether loan agreement regulated – Whether business exemption applies – Burden of proof – Effect of failures to give extended disclosure and serve witness evidence – Sufficiency of business purposes declaration – Omission of words ‘or predominantly’ after ‘wholly’ – Whether strict compliance with prescribed form of declaration required -Whether omission of words capable of being cured as a matter of construction – Whether reasonable cause to suspect agreement not entered into for business purposes – Whether relationship unfair
Judges:
His Honour Judge Hodge QC
Sitting as a Judge of the High Court
Citations:
[2022] EWHC 423 (Ch)
Links:
Statutes:
Consumer Credit Act 1974 16B 140A 140B
Jurisdiction:
England and Wales
Consumer
Updated: 12 April 2022; Ref: scu.674538
