Brophy v HFC Bank: QBD 22 Mar 2010

The customer sought to appeal against a finding of liability for the debt on his credit card, and that the credit card agreement which operated between Mr Brophy and the bank for a period of some 14 years, from 1994 to 2008, was a valid and enforceable agreement.
Held: The appeal failed.

Judges:

Flaux J

Citations:

[2010] EWHC 819 (QB)

Links:

Bailii

Statutes:

Consumer Credit Act 1974 59(1)

Citing:

ApprovedHurstanger Ltd v Wilson 2006
(Coventry County Court) Michael Douglas discussed the 1983 Regulations, saying: ‘The 1983 Regulations prescribe, among other things, the minimum contents of a regulated agreement, the information which must be brought to the attention of the . .

Cited by:

Appeal fromHSBC Bank Plc v Brophy CA 2-Feb-2011
The customer appealed against an order finding that his credit card agreement was binding upon him.
Held: The appeal failed. His argument that the application form amounted only to an invitation to treat, and that the contract was one made by . .
Lists of cited by and citing cases may be incomplete.

Consumer, Banking

Updated: 25 August 2022; Ref: scu.424872