Banif Plus Bank Zrt v Marton Lantos: ECJ 3 Dec 2015

ECJ Judgment – References for a preliminary ruling – Directive 2004/39/EC – Articles 4(1) and 19(4), (5) and (9) – Markets in financial instruments – Concept of ‘investment services and activities’ – Provisions to ensure investor protection – Conduct of business obligations when providing investment services to clients – Obligation to assess the suitability or appropriateness of the service to be provided – Contractual consequences of non-compliance with that obligation – Consumer credit contracts – Foreign currency denominated loan – Advancement and reimbursement of loan in domestic currency – Terms relating to the exchange rate

[2015] WLR(D) 498, ECLI:EU:C:2015:794, C-312/14, [2015] EUECJ C-312/14
WLRD, Bailii
Directive 2004/39/EC 4(1)

European, Banking, Consumer

Updated: 07 January 2022; Ref: scu.556323