Tidal Energy Ltd v Bank of Scotland Plc: QBD 13 Sep 2013

The point at issue is whether an instruction to make a payment through the Clearing House Automated Payment System (‘CHAPS’) is satisfied by funds being sent to, and accepted by, the bank which maintains the account with the number and sort code identified in the instruction as the destination of the payment, albeit that the holder of that account is not the beneficiary named in the instruction.

Judges:

His Honour Judge Havelock-Allan QC

Citations:

[2013] EWHC 2780 (QB), [2013] 2 CLC 407, [2013] Bus LR 1379, [2013] 2 Lloyd’s Rep 605

Links:

Bailii

Jurisdiction:

England and Wales

Banking

Updated: 31 May 2022; Ref: scu.515378