The court considered the relevance of moral hazard for an insurer accepting an insurance proposal: ‘When accepting a risk underwriters are properly influenced not merely by facts which, with hindsight, can be shown to have actually affected the risk but with facts that raise doubts about the risk’.
Phillips J
[1989] 1 LI LR 69
England and Wales
Cited by:
Cited – Norwich Union Insurance Ltd v Meisels and Another QBD 9-Nov-2006
The claimants sought payment for water damage under their policies. The insurer alleged non-disclosure. The judge had found the claimants to be honest, and criticised the defendants witnesses. The claimants had been involved in companies which had . .
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Updated: 11 July 2021; Ref: scu.245963