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McGuffick v The Royal Bank of Scotland Plc: ComC 6 Oct 2009

Requirements for Enforcing Consumer Loan Agreement The claimant challenged the validity of a loan agreement with his bank as a regulated consumer credit agreement. After default, the lender failed to satisfy a request for a copy of the agreement under section 77. The bank said that though it could not enforce the agreement, it remained … Continue reading McGuffick v The Royal Bank of Scotland Plc: ComC 6 Oct 2009

Information Commissioner (Decision Notice): ICO 27 May 2010

The complainant requested information from the Information Commissioner which related to his investigation into case FS50165372. The Commissioner confirmed that he held the relevant information however refused to provide it on the grounds it was exempt from disclosure under section 44(1)(a) of the Freedom of Information Act 2000, by virtue of section 59(1) of the … Continue reading Information Commissioner (Decision Notice): ICO 27 May 2010

British Library (Decision Notice): ICO 26 Sep 2011

The complainant requested information relating to himself, the Tyldesley Diary and British Library’s internal management report on an incident involving the Tyldesley Diary. The British Library released some information and relied on the exemptions at sections 21, 31, 36(2)(b)(i), 36(2)(b)(ii), 36(2)(c), 40(1), 40(2), 41, 42, 43 to withhold other information. The Commissioner identified that some … Continue reading British Library (Decision Notice): ICO 26 Sep 2011

Harrow Council (Decision Notice): ICO 29 Nov 2011

The complainant requested copies of any correspondence between council officers or between council officers and councillors that relate in any way to requests for information that he had made about ‘the Challenge panel papers’. The council relied on the exemption under section 36(2)(b)(i) and (ii). The Commissioner investigated and found that a small amount of … Continue reading Harrow Council (Decision Notice): ICO 29 Nov 2011

Warwickshire County Council (Decision Notice): ICO 15 Feb 2011

The complainant requested six years of information from the public authority concerning the gender and wages (separating out bonuses paid) of each member of six job classes. The public authority stated that it believed that the information was exempt by virtue of section 43(2) (prejudice to its commercial interests). Three internal reviews were conducted and … Continue reading Warwickshire County Council (Decision Notice): ICO 15 Feb 2011

Cleveland Police (Decision Notice): ICO 23 Feb 2009

The complainant requested a copy of a report written by a senior officer of the public authority regarding an investigation into alleged corruption at Hartlepool Borough Council between 1996 and 1998. The public authority said that it was unable to locate the final report following extensive enquiries but it had located an interim report into … Continue reading Cleveland Police (Decision Notice): ICO 23 Feb 2009

Animal and Plant Health Agency (Central Government ): ICO 5 Nov 2015

ICO Central government The complainant has requested information concerning inspection policies and training held by the Animal and Plant Health Agency (‘APHA’). He has also requested information concerning a Moderation Panel hearing which considered his complaint made to APHA. The request was made as part of a subject access request (‘SAR’). APHA provided a response … Continue reading Animal and Plant Health Agency (Central Government ): ICO 5 Nov 2015

Essex Police (Decision Notice): ICO 1 Feb 2010

ICO The complainant made a request for information about two police officers serving within Essex Police (the ‘public authority’). The information was withheld under the exemption in section 40(2) (personal information) of the Freedom of Information Act 2000 (the ‘Act’). The Commissioner’s decision is that the exemption at section 40(2) is engaged but that disclosure … Continue reading Essex Police (Decision Notice): ICO 1 Feb 2010

Home Office (Decision Notice): ICO 30 Mar 2011

ICO The complainant requested public documents from the Home Office UK Border Agency relating to the applications for naturalisation of two named individuals. The public authority refused the request on the basis that the requested information constitutes the personal data of the individuals concerned and disclosure would breach the principles set out in the Data … Continue reading Home Office (Decision Notice): ICO 30 Mar 2011

Department for Business Innovation and Skills (Decision Notice): ICO 20 Jun 2012

ICO The complainant requested information concerned with the tendering process for the delivery of marketing workshops from Business Link West Midlands (BLWM) whose freedom of information responsibilities have now been assumed by the Department for Business, Innovation and Skills (BIS). The Commissioner’s decision is that the majority of the requested information is not held. His … Continue reading Department for Business Innovation and Skills (Decision Notice): ICO 20 Jun 2012

Commissioners of Customs and Excise v Century Life Plc: CA 19 Dec 2000

The Directive required member states to exempt from VAT, services involving the provision of insurance, and for intermediaries. Following the Regulator’s involvement, the principal company had to arrange for the checking of existing policies, and the implementation of compensation arrangements, and sub-contracted it to the taxpayer. Had the principal privided the services itself, it would … Continue reading Commissioners of Customs and Excise v Century Life Plc: CA 19 Dec 2000