The claimant insurer had insured a garage in respect of a car it used for loan to customers when their own car was being repaired. There was a collision on the customer driving home from work. The defendant insurer was the driver’s own insurer. The parties disputed responsibility allocation as between them and the nature of the use – whether as a ‘private motor car’ or for ‘social, domestic and pleasure use’.
Held:
Judges:
Foster J
Citations:
[2020] EWHC 1207 (QB), [2020] WLR(D) 286
Links:
Jurisdiction:
England and Wales
Citing:
Cited – Passmore v Vulcan Boiler and General Insurance Co Ltd 1936
. .
Cited – Seddon v Binions CA 1978
The Court gave guidance on the proper method of interpreting a term of a motor insurance policy which defines the limitations of use subject to which the policy provides cover. Roskill LJ: ‘Inevitably, where one has a phrase such as ‘social, . .
Cited – AXN and Others v Worboys and Others QBD 25-Jun-2012
W had used his taxi driving as an oportunity to drug and then rape passengers. He had been prosecuted for several offences, and the court now considered whether additional civil actions could proceed, claiming under his road traffic insurance. . .
Lists of cited by and citing cases may be incomplete.
Insurance, Road Traffic
Updated: 27 November 2022; Ref: scu.650820