Bank of America Corporation (Patent): IPO 4 Oct 2012

ICO The application relates to a method of providing a financial ‘risk score’ within the authorisation process of a wireless financial transaction. The Hearing Officer applied the Aerotel/Macrossan test and decided that the contribution made by the invention fell solely within excluded matter. He also considered the Court of Appeal decision in Symbian and concluded that the contribution did not have a relevant technical effect. The application was refused as no more than a program for a computer and a method for doing business as such.

Judges:

Mr S Brown

Citations:

[2012] UKIntelP o37912, O/379/12, GB0916278.5

Links:

Bailii

Statutes:

Patents Act 1977 1(2)

Jurisdiction:

England and Wales

Intellectual Property

Updated: 06 November 2022; Ref: scu.465331